TSPY vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricTSPYVYMWinner
Expense Ratio0.71%0.04%
AUM$300M$79.0B
Dividend Yield16.26%2.86%
Holdings5568
YTD Return+9.60%+15.80%
1Y Return+20.39%+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)12.6%14.6%
Max Drawdown-18.0%-58.8%
Fund FamilyTappAlphaVanguard (US)
CategoryAlternativeEquity
InceptionAug 14, 2024Nov 10, 2006

TSPY vs VYM Performance

TappAlpha S&P 500 Growth & Daily Income ETF (TSPY) is a ETF from TappAlpha and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year TSPY returned +20.39% while VYM returned +26.12%. Year to date, TSPY is up 9.60% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 12.6% for TSPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.0% for TSPY and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

TSPY charges 0.71% per year while VYM charges 0.04%. On a $10,000 position that is $71 vs $4 annually, a gap of $67 per year that compounds over a long holding period. On income, TSPY currently yields 16.26% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

TSPY and VYM share 0 holdings out of 560 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, TSPY or VYM?

TSPY has an expense ratio of 0.71% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $67 per year of difference.

Which performed better, TSPY or VYM?

Over the past year TSPY returned +20.39% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), TSPY annualized +17.88% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, TSPY or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 12.6% for TSPY. Worst drawdown: TSPY -18.0% vs VYM -58.8%.

Should I hold both TSPY and VYM?

TSPY and VYM have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between TSPY and VYM?

TSPY and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 560 unique securities.

Which pays a higher dividend, TSPY or VYM?

TSPY yields 16.26% while VYM yields 2.86%, so TSPY currently pays the higher dividend yield.

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