TSYW vs VTI

TSYW vs VTI

Which is better, TSYW or VTI?

Multi Alternative against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y.

Lower Fees: VTIHigher Returns (1Y): VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTSYWVTI
Expense Ratio0.99%0.03%Best
AUM$3M$689.2B
Dividend Yield13.49%1.06%
Holdings93,542
YTD Return-14.14%+12.23%Best
1Y Return-16.57%+12.74%Best
3Y Return (annualized)-+21.44%
5Y Return (annualized)-+10.83%
Volatility (annualized)13.8%13.2%Best
Fund FamilyRoundhill InvestmentsVanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionNov 13, 2025May 24, 2001

Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.

TSYW vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

TSYW vs VTI Performance

Roundhill Treasury Bond WeeklyPay ETF (TSYW) is an ETF from Roundhill Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TSYW returned -16.57% while VTI returned +12.74%. Year to date, TSYW is down 14.14% versus a gain of 12.23% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TSYW has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 13.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The two funds' monthly returns correlate at 0.10. They move largely independently of each other.

Fees and Cost Over Time

TSYW charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, TSYW currently yields 13.49% against 1.06% for VTI.

Holdings Overlap

We hold position weights for 1 holding in TSYW and 3,464 in VTI, totalling 39.1% and 97.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 1 positions we hold weights for in TSYW and 3,464 in VTI, against full books of 9 and 3,542.

You are not choosing between two funds in isolation.

Whichever of TSYW and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TSYWVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TSYW or VTI?

TSYW has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option, by $96 a year on a $10,000 investment.

Which performed better, TSYW or VTI?

Over the past year TSYW returned -16.57% vs +12.74% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TSYW or VTI?

TSYW has been the more volatile fund at 13.8% annualized versus 13.2% for VTI.

Should I hold both TSYW and VTI?

TSYW and VTI have a monthly-return correlation of 0.10, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TSYW or VTI?

TSYW yields 13.49% while VTI yields 1.06%, so TSYW currently pays the higher dividend yield.

Is VTI better than TSYW?

VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.