SCHD vs TSYW

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDTSYWWinner
Expense Ratio0.06%0.99%
AUM$103.7B$3M
Dividend Yield3.31%8.44%
Holdings1044
YTD Return+25.62%-9.85%
1Y Return+32.62%-
3Y Return (annualized)+15.58%-
5Y Return (annualized)+9.63%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-14.2%
Fund FamilyCharles Schwab Asset ManagementRoundhill Investments
CategoryEquityAlternative
InceptionOct 20, 2011Nov 13, 2025

SCHD vs TSYW Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Roundhill Treasury Bond WeeklyPay ETF (TSYW) is a ETF from Roundhill Investments. Year to date, SCHD is up 25.62% versus a loss of 9.85% for TSYW.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -14.2% for TSYW. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while TSYW charges 0.99%. On a $10,000 position that is $6 vs $99 annually, a gap of $93 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 8.44% for TSYW.

Holdings Overlap

0.0%overlap

SCHD and TSYW share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or TSYW?

SCHD has an expense ratio of 0.06% while TSYW charges 0.99%. SCHD is the cheaper option. On a $10,000 investment, that is $93 per year of difference.

What is the holdings overlap between SCHD and TSYW?

SCHD and TSYW share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, SCHD or TSYW?

SCHD yields 3.31% while TSYW yields 8.44%, so TSYW currently pays the higher dividend yield.

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