TTT vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricTTTVTIWinner
Expense Ratio0.95%0.03%
AUM$18M$663.5B
Dividend Yield9.68%1.07%
Holdings103,543
YTD Return+13.46%+14.96%
1Y Return+12.73%+22.39%
3Y Return (annualized)+4.50%+21.51%
5Y Return (annualized)+23.50%+12.36%
Volatility (annualized)39.0%15.4%
Max Drawdown-94.1%-56.6%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionMar 27, 2012May 24, 2001

TTT vs VTI Performance

ProShares UltraPro Short 20 Year Treasury (TTT) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TTT returned +12.73% while VTI returned +22.39%. Year to date, TTT is up 13.46% versus a gain of 14.96% for VTI.

Over three years, TTT compounded at +4.50% per year against +21.51% for VTI; over five years the annualized figures are +23.50% and +12.36% respectively. Across the full 14-year window we track, VTI has the edge at +8.16% annualized vs -9.46%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TTT has been the more volatile fund, with annualized monthly volatility of 39.0% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -94.1% for TTT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.05. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

TTT charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, TTT currently yields 9.68% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

TTT and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, TTT or VTI?

TTT has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, TTT or VTI?

Over the past year TTT returned +12.73% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (14 years), TTT annualized -9.46% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, TTT or VTI?

TTT has been the more volatile fund at 39.0% annualized versus 15.4% for VTI. Worst drawdown: TTT -94.1% vs VTI -56.6%.

Should I hold both TTT and VTI?

TTT and VTI have a monthly-return correlation of -0.05, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between TTT and VTI?

TTT and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.

Which pays a higher dividend, TTT or VTI?

TTT yields 9.68% while VTI yields 1.07%, so TTT currently pays the higher dividend yield.

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