TUA vs VYM

TUA vs VYM

Which is better, TUA or VYM?

VYM has been ahead.

VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTUAVYM
Expense Ratio0.25%0.04%Best
AUM$519M$81.6B
Dividend Yield2.98%2.22%
Holdings9613
YTD Return-8.65%+13.15%Best
1Y Return-8.56%+17.82%Best
3Y Return (annualized)+0.13%+17.99%Best
5Y Return (annualized)-+12.16%
Volatility (annualized)9.4%Best11.4%
Max Drawdown-15.8%-14.5%Best
$10,000 over 3.8 years$9,182$16,316Best
Fund FamilySimplify Exchange Traded FundsVanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Value
InceptionNov 14, 2022Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Nov 15, 2022 to Sep 10, 2026 (3.8 years).

TUA vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.8 years both funds cover.

TUA vs VYM Performance

Simplify Short Term Treasury Futures Strategy ETF (TUA) is an ETF from Simplify Exchange Traded Funds and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year TUA returned -8.56% while VYM returned +17.82%. Year to date, TUA is down 8.65% versus a gain of 13.15% for VYM.

Over three years, TUA compounded at +0.13% per year against +17.99% for VYM. Across the full 4-year window we track, VYM has the edge at +13.75% annualized vs -2.22%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 11.4% compared with 9.4% for TUA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.8% for TUA and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.31. They move together some of the time, and apart the rest.

Fees and Cost Over Time

TUA charges 0.25% per year while VYM charges 0.04%. On a $10,000 position that is $25 vs $4 annually, a gap of $21 per year that compounds over a long holding period. On income, TUA currently yields 2.98% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 1 holding in TUA and 603 in VYM, totalling 87.3% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 1 positions we hold weights for in TUA and 603 in VYM, against full books of 9 and 613.

You are not choosing between two funds in isolation.

Whichever of TUA and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TUAVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TUA or VYM?

TUA has an expense ratio of 0.25% while VYM charges 0.04%. VYM is the cheaper option, by $21 a year on a $10,000 investment.

Which performed better, TUA or VYM?

Over the past year TUA returned -8.56% vs +17.82% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), TUA annualized -2.22% vs +13.75% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TUA or VYM?

VYM has been the more volatile fund at 11.4% annualized versus 9.4% for TUA. Worst drawdown: TUA -15.8% vs VYM -14.5%.

Should I hold both TUA and VYM?

TUA and VYM have a monthly-return correlation of 0.31, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TUA or VYM?

TUA yields 2.98% while VYM yields 2.22%, so TUA currently pays the higher dividend yield.

Is VYM better than TUA?

VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.