TXSS vs VXUS

TXSS vs VXUS

Which is better, TXSS or VXUS?

Small Cap Blend against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTXSSVXUS
Expense Ratio0.49%0.05%Best
AUM$10M$158.1B
Dividend Yield0.48%2.59%
Holdings1828,747
Volatility (annualized)18.5%8.7%Best
Max Drawdown-25.6%-13.6%Best
$10,000 over 2 years$10,851$13,865Best
Fund FamilyTexas CapitalVanguard (US)
CategoryEquityEquity
StyleSmall Cap BlendLarge Cap Blend
InceptionDec 20, 2023Jan 26, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 270 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. TXSS has data through Dec 8, 2025 and VXUS through Sep 4, 2026.

Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Dec 21, 2023 to Dec 8, 2025 (2 years).

Risk: Volatility and Drawdowns

TXSS has been the more volatile fund, with annualized monthly volatility of 18.5% compared with 8.7% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.6% for TXSS and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.

Fees and Cost Over Time

TXSS charges 0.49% per year while VXUS charges 0.05%. On a $10,000 position that is $49 vs $5 annually, a gap of $44 per year that compounds over a long holding period. On income, TXSS currently yields 0.48% against 2.59% for VXUS.

Holdings Overlap

We hold position weights for 182 holdings in TXSS and 8,094 in VXUS, totalling 100.0% and 87.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 242 days apart, TXSS as of Oct 31, 2025 and VXUS as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 182 positions we hold weights for in TXSS and 8,094 in VXUS, against full books of 182 and 8,747.

You are not choosing between two funds in isolation.

Whichever of TXSS and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TXSSVXUS

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Frequently Asked Questions

Which is cheaper, TXSS or VXUS?

TXSS has an expense ratio of 0.49% while VXUS charges 0.05%. VXUS is the cheaper option, by $44 a year on a $10,000 investment.

Which is riskier, TXSS or VXUS?

TXSS has been the more volatile fund at 18.5% annualized versus 8.7% for VXUS. Worst drawdown: TXSS -25.6% vs VXUS -13.6%.

Should I hold both TXSS and VXUS?

TXSS and VXUS have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TXSS or VXUS?

TXSS yields 0.48% while VXUS yields 2.59%, so VXUS currently pays the higher dividend yield.

Is VXUS better than TXSS?

VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.