UJB vs VTI
ProShares Ultra High Yield ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | UJB | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.95% | 0.03% | |
| AUM | $10M | $663.5B | |
| Dividend Yield | 3.19% | 1.07% | |
| Holdings | 6 | 3,543 | |
| YTD Return | +1.41% | +13.87% | |
| 1Y Return | +5.60% | +23.31% | |
| 3Y Return (annualized) | +10.82% | +21.17% | |
| 5Y Return (annualized) | +2.80% | +12.23% | |
| Volatility (annualized) | 15.4% | 15.3% | |
| Max Drawdown | -40.5% | -56.6% | |
| Fund Family | ProShares | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Apr 13, 2011 | May 24, 2001 |
UJB vs VTI Performance
ProShares Ultra High Yield ETF (UJB) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year UJB returned +5.60% while VTI returned +23.31%. Year to date, UJB is up 1.41% versus a gain of 13.87% for VTI.
Over three years, UJB compounded at +10.82% per year against +21.17% for VTI; over five years the annualized figures are +2.80% and +12.23% respectively. Across the full 15-year window we track, VTI has the edge at +8.13% annualized vs +5.35%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UJB has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -40.5% for UJB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
UJB charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, UJB currently yields 3.19% against 1.07% for VTI.
Holdings Overlap
UJB and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, UJB or VTI?
UJB has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.
Which performed better, UJB or VTI?
Over the past year UJB returned +5.60% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (15 years), UJB annualized +5.35% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, UJB or VTI?
UJB has been the more volatile fund at 15.4% annualized versus 15.3% for VTI. Worst drawdown: UJB -40.5% vs VTI -56.6%.
Should I hold both UJB and VTI?
UJB and VTI have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between UJB and VTI?
UJB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, UJB or VTI?
UJB yields 3.19% while VTI yields 1.07%, so UJB currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.