Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricUJUNVXUSWinner
Expense Ratio0.79%0.05%
AUM$185M$156.5B
Dividend Yield0.00%2.60%
Holdings118,747
YTD Return+4.82%+14.57%
1Y Return+9.08%+27.82%
3Y Return (annualized)+10.97%+19.27%
5Y Return (annualized)+6.35%+9.28%
Volatility (annualized)7.1%15.1%
Max Drawdown-13.7%-39.9%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
InceptionMay 31, 2019Jan 26, 2011

UJUN vs VXUS Performance

Innovator US Equity Ultra Buffer ETF - June (UJUN) is a ETF from Innovator ETFs Trust and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year UJUN returned +9.08% while VXUS returned +27.82%. Year to date, UJUN is up 4.82% versus a gain of 14.57% for VXUS.

Over three years, UJUN compounded at +10.97% per year against +19.27% for VXUS; over five years the annualized figures are +6.35% and +9.28% respectively. Across the full 7-year window we track, UJUN has the edge at +6.77% annualized vs +4.86%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.1% for UJUN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.7% for UJUN and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

UJUN charges 0.79% per year while VXUS charges 0.05%. On a $10,000 position that is $79 vs $5 annually, a gap of $74 per year that compounds over a long holding period. On income, UJUN currently yields 0.00% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

UJUN and VXUS share 0 holdings out of 7862 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, UJUN or VXUS?

UJUN has an expense ratio of 0.79% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $74 per year of difference.

Which performed better, UJUN or VXUS?

Over the past year UJUN returned +9.08% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (7 years), UJUN annualized +6.77% vs +4.86% for VXUS. Past performance does not guarantee future results.

Which is riskier, UJUN or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 7.1% for UJUN. Worst drawdown: UJUN -13.7% vs VXUS -39.9%.

Should I hold both UJUN and VXUS?

UJUN and VXUS have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between UJUN and VXUS?

UJUN and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7862 unique securities.

Which pays a higher dividend, UJUN or VXUS?

UJUN yields 0.00% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.

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