USOY vs VTI
Defiance Oil Enhanced Options Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. USOY delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | USOY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.12% | 0.03% | |
| AUM | $63M | $666.9B | |
| Dividend Yield | 57.76% | 1.07% | |
| Holdings | 17 | 3,543 | |
| YTD Return | +51.34% | +12.65% | |
| 1Y Return | +44.96% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 31.5% | 15.3% | |
| Max Drawdown | -25.5% | -56.6% | |
| Fund Family | Defiance ETFs, LLC | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | May 9, 2024 | May 24, 2001 |
USOY vs VTI Performance
Defiance Oil Enhanced Options Income ETF (USOY) is a ETF from Defiance ETFs, LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year USOY returned +44.96% while VTI returned +21.39%. Year to date, USOY is up 51.34% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
USOY has been the more volatile fund, with annualized monthly volatility of 31.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.5% for USOY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.22. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
USOY charges 1.12% per year while VTI charges 0.03%. On a $10,000 position that is $112 vs $3 annually, a gap of $109 per year that compounds over a long holding period. On income, USOY currently yields 57.76% against 1.07% for VTI.
Holdings Overlap
USOY and VTI share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, USOY or VTI?
USOY has an expense ratio of 1.12% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $109 per year of difference.
Which performed better, USOY or VTI?
Over the past year USOY returned +44.96% vs +21.39% for VTI, so USOY leads on 1-year performance. Over the longest common window we track (2 years), USOY annualized +22.06% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, USOY or VTI?
USOY has been the more volatile fund at 31.5% annualized versus 15.3% for VTI. Worst drawdown: USOY -25.5% vs VTI -56.6%.
Should I hold both USOY and VTI?
USOY and VTI have a monthly-return correlation of -0.22, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between USOY and VTI?
USOY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, USOY or VTI?
USOY yields 57.76% while VTI yields 1.07%, so USOY currently pays the higher dividend yield.
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