UTWY vs VOO
F/m US Treasury 20 Year Bond ETF vs Vanguard S&P 500 ETF
Which is better, UTWY or VOO?
Long Term High Yield Bond against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | UTWY | VOO |
|---|---|---|
| Expense Ratio | 0.15% | 0.03%Best |
| AUM | $8M | $997.4B |
| Dividend Yield | 5.24% | 1.04% |
| Holdings | 2 | 509 |
| YTD Return | -3.95% | +11.55%Best |
| 1Y Return | -4.74% | +17.54%Best |
| 3Y Return (annualized) | +0.70% | +20.71%Best |
| 5Y Return (annualized) | - | +12.80% |
| Volatility (annualized) | 10.6%Best | 12.5% |
| Max Drawdown | -18.2%Best | -18.7% |
| $10,000 over 3.5 years | $9,485 | $20,189Best |
| Fund Family | US Benchmark Series | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term High Yield Bond | Large Cap Blend |
| Inception | Mar 28, 2023 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.5 years row, are measured over the window both funds cover: Mar 28, 2023 to Sep 10, 2026 (3.5 years).
UTWY vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.5 years both funds cover.
UTWY vs VOO Performance
F/m US Treasury 20 Year Bond ETF (UTWY) is an ETF from US Benchmark Series and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year UTWY returned -4.74% while VOO returned +17.54%. Year to date, UTWY is down 3.95% versus a gain of 11.55% for VOO.
Over three years, UTWY compounded at +0.70% per year against +20.71% for VOO. Across the full 4-year window we track, VOO has the edge at +22.23% annualized vs -1.50%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 12.5% compared with 10.6% for UTWY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.2% for UTWY and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
UTWY charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, UTWY currently yields 5.24% against 1.04% for VOO.
You are not choosing between two funds in isolation.
Whichever of UTWY and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, UTWY or VOO?
UTWY has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, UTWY or VOO?
Over the past year UTWY returned -4.74% vs +17.54% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), UTWY annualized -1.50% vs +22.23% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, UTWY or VOO?
VOO has been the more volatile fund at 12.5% annualized versus 10.6% for UTWY. Worst drawdown: UTWY -18.2% vs VOO -18.7%.
Should I hold both UTWY and VOO?
UTWY and VOO have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, UTWY or VOO?
UTWY yields 5.24% while VOO yields 1.04%, so UTWY currently pays the higher dividend yield.
Is VOO better than UTWY?
VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.