UYLD vs VYM
Angel Oak UltraShort Income ETF vs Vanguard High Dividend Yield ETF
Which is better, UYLD or VYM?
Ultrashort Term Bond against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | UYLD | VYM |
|---|---|---|
| Expense Ratio | 0.35% | 0.04%Best |
| AUM | $1.6B | $81.6B |
| Dividend Yield | 4.59% | 2.22% |
| Holdings | 507 | 613 |
| YTD Return | +2.51% | +13.08%Best |
| 1Y Return | +3.87% | +17.46%Best |
| 3Y Return (annualized) | +5.62% | +17.73%Best |
| 5Y Return (annualized) | - | +12.22% |
| Volatility (annualized) | 0.6%Best | 11.5% |
| Max Drawdown | -0.5%Best | -14.5% |
| $10,000 over 3.9 years | $12,464 | $17,412Best |
| Fund Family | Angel Oak Capital Advisors | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Ultrashort Term Bond | Large Cap Value |
| Inception | Oct 24, 2022 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 25, 2022 to Sep 14, 2026 (3.9 years).
UYLD vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
UYLD vs VYM Performance
Angel Oak UltraShort Income ETF (UYLD) is an ETF from Angel Oak Capital Advisors and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year UYLD returned +3.87% while VYM returned +17.46%. Year to date, UYLD is up 2.51% versus a gain of 13.08% for VYM.
Over three years, UYLD compounded at +5.62% per year against +17.73% for VYM. Across the full 4-year window we track, VYM has the edge at +15.28% annualized vs +5.81%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 11.5% compared with 0.6% for UYLD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.5% for UYLD and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.35. They move together some of the time, and apart the rest.
Fees and Cost Over Time
UYLD charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, UYLD currently yields 4.59% against 2.22% for VYM.
Holdings Overlap
At least 0.1% of VYM's money is in holdings UYLD also owns.
Stated as a floor: for UYLD, our book for it covers 65.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 341 positions we hold weights for in UYLD and 557 in VYM, against full books of 507 and 613.
Top Shared Holdings
| Stock | Weight in UYLD | Weight in VYM | Difference |
|---|---|---|---|
| RPRXRoyalty Pharma | 0.16% | 0.10% | 0.06% |
You are not choosing between two funds in isolation.
Whichever of UYLD and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, UYLD or VYM?
UYLD has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option, by $31 a year on a $10,000 investment.
Which performed better, UYLD or VYM?
Over the past year UYLD returned +3.87% vs +17.46% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), UYLD annualized +5.81% vs +15.28% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, UYLD or VYM?
VYM has been the more volatile fund at 11.5% annualized versus 0.6% for UYLD. Worst drawdown: UYLD -0.5% vs VYM -14.5%.
Should I hold both UYLD and VYM?
UYLD and VYM have a monthly-return correlation of 0.35, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, UYLD or VYM?
UYLD yields 4.59% while VYM yields 2.22%, so UYLD currently pays the higher dividend yield.
Is VYM better than UYLD?
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.