VBCA vs VTI
VBCA vs VTI
Vanguard Target Maturity 2027 Corporate Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VBCA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.08% | 0.03% | |
| AUM | $41M | $663.5B | |
| Dividend Yield | 0.42% | 1.07% | |
| Holdings | 635 | 3,543 | |
| YTD Return | +1.43% | +14.20% | |
| 1Y Return | - | +24.16% | |
| 3Y Return (annualized) | - | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -0.3% | -56.6% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 10, 2026 | May 24, 2001 |
VBCA vs VTI Performance
Vanguard Target Maturity 2027 Corporate Bond ETF (VBCA) is a ETF from Vanguard (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, VBCA is up 1.43% versus a gain of 14.20% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -0.3% for VBCA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VBCA charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, VBCA currently yields 0.42% against 1.07% for VTI.
Holdings Overlap
VBCA and VTI share 0 holdings out of 3404 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VBCA or VTI?
VBCA has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $5 per year of difference.
What is the holdings overlap between VBCA and VTI?
VBCA and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3404 unique securities.
Which pays a higher dividend, VBCA or VTI?
VBCA yields 0.42% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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