Quick Verdict

VYM has a lower expense ratio. VBCA offers more diversification with 621 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VBCA

Side-by-Side Comparison

MetricVBCAVYMWinner
Expense Ratio0.08%0.04%
AUM$41M$79.0B
Dividend Yield0.42%2.86%
Holdings635568
YTD Return+1.43%+15.80%
1Y Return-+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)-14.6%
Max Drawdown-0.3%-58.8%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionMar 10, 2026Nov 10, 2006

VBCA vs VYM Performance

Vanguard Target Maturity 2027 Corporate Bond ETF (VBCA) is a ETF from Vanguard (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, VBCA is up 1.43% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.3% for VBCA and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VBCA charges 0.08% per year while VYM charges 0.04%. On a $10,000 position that is $8 vs $4 annually, a gap of $4 per year that compounds over a long holding period. On income, VBCA currently yields 0.42% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

VBCA and VYM share 0 holdings out of 1179 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VBCA or VYM?

VBCA has an expense ratio of 0.08% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

What is the holdings overlap between VBCA and VYM?

VBCA and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1179 unique securities.

Which pays a higher dividend, VBCA or VYM?

VBCA yields 0.42% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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