VBCC vs VTI
Vanguard Target Maturity 2029 Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, VBCC or VTI?
Short Term Mid Quality against Large Cap Blend.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VBCC | VTI |
|---|---|---|
| Expense Ratio | 0.08% | 0.03%Best |
| AUM | $55M | $666.9B |
| Dividend Yield | 1.15% | 1.03% |
| Holdings | 608 | 3,543 |
| YTD Return | +0.84% | +11.06%Best |
| 1Y Return | - | +15.41% |
| 3Y Return (annualized) | - | +20.48% |
| 5Y Return (annualized) | - | +11.52% |
| Fund Family | Vanguard (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Short Term Mid Quality | Large Cap Blend |
| Inception | Mar 10, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
VBCC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VBCC vs VTI Performance
Vanguard Target Maturity 2029 Corporate Bond ETF (VBCC) is an ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, VBCC is up 0.84% versus a gain of 11.06% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
VBCC charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, VBCC currently yields 1.15% against 1.03% for VTI.
Holdings Overlap
At least 0.1% of VTI's money is in holdings VBCC also owns.
Stated as a floor: for VBCC, our book for it covers 1.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 2 positions we hold weights for in VBCC and 3,463 in VTI, against full books of 608 and 3,543.
Top Shared Holdings
| Stock | Weight in VBCC | Weight in VTI | Difference |
|---|---|---|---|
| MKLMarkel Group Inc | 1.73% | 0.07% | 1.66% |
You are not choosing between two funds in isolation.
Whichever of VBCC and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VBCC or VTI?
VBCC has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option, by $5 a year on a $10,000 investment.
Which pays a higher dividend, VBCC or VTI?
VBCC yields 1.15% while VTI yields 1.03%, so VBCC currently pays the higher dividend yield.
Is VTI better than VBCC?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.