VBCC vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricVBCCVTIWinner
Expense Ratio0.08%0.03%
AUM$39M$663.5B
Dividend Yield0.45%1.07%
Holdings4183,543
YTD Return+1.30%+14.20%
1Y Return-+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)-15.3%
Max Drawdown-0.8%-56.6%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionMar 10, 2026May 24, 2001

VBCC vs VTI Performance

Vanguard Target Maturity 2029 Corporate Bond ETF (VBCC) is a ETF from Vanguard (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, VBCC is up 1.30% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.8% for VBCC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VBCC charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, VBCC currently yields 0.45% against 1.07% for VTI.

Holdings Overlap

0.1%overlap

VBCC and VTI share 1 holdings out of 3200 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VBCCWeight in VTIDifference
KDP0.13%0.06%0.07%

Frequently Asked Questions

Which is cheaper, VBCC or VTI?

VBCC has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

What is the holdings overlap between VBCC and VTI?

VBCC and VTI share 1 common holdings with a 0.1% weight overlap. Combined, they hold 3200 unique securities.

Which pays a higher dividend, VBCC or VTI?

VBCC yields 0.45% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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