VBND vs VTI
Vident US Bond Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, VBND or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VBND | VTI |
|---|---|---|
| Expense Ratio | 0.41% | 0.03%Best |
| AUM | $522M | $666.9B |
| Dividend Yield | 4.37% | 1.03% |
| Holdings | 177 | 3,543 |
| YTD Return | -0.76% | +12.57%Best |
| 1Y Return | -0.33% | +17.22%Best |
| 3Y Return (annualized) | +4.39% | +20.87%Best |
| 5Y Return (annualized) | -0.30% | +11.86%Best |
| Volatility (annualized) | 5.3%Best | 15.3% |
| Max Drawdown | -19.0%Best | -35.0% |
| $10,000 over 5 years | $9,851 | $17,514Best |
| Fund Family | Vident Financial | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Oct 15, 2014 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 16, 2014 to Sep 11, 2026 (11.9 years).
VBND vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VBND vs VTI Performance
Vident US Bond Strategy ETF (VBND) is an ETF from Vident Financial and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year VBND returned -0.33% while VTI returned +17.22%. Year to date, VBND is down 0.76% versus a gain of 12.57% for VTI.
Over three years, VBND compounded at +4.39% per year against +20.87% for VTI; over five years the annualized figures are -0.30% and +11.86% respectively. Across the full 12-year window we track, VTI has the edge at +12.77% annualized vs +0.24%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.3% for VBND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.0% for VBND and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VBND charges 0.41% per year while VTI charges 0.03%. On a $10,000 position that is $41 vs $3 annually, a gap of $38 per year that compounds over a long holding period. On income, VBND currently yields 4.37% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 151 holdings in VBND and 2,787 in VTI, totalling 98.6% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 151 positions we hold weights for in VBND and 2,787 in VTI, against full books of 177 and 3,543.
You are not choosing between two funds in isolation.
Whichever of VBND and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VBND or VTI?
VBND has an expense ratio of 0.41% while VTI charges 0.03%. VTI is the cheaper option, by $38 a year on a $10,000 investment.
Which performed better, VBND or VTI?
Over the past year VBND returned -0.33% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (12 years), VBND annualized +0.24% vs +12.77% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VBND or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 5.3% for VBND. Worst drawdown: VBND -19.0% vs VTI -35.0%.
Should I hold both VBND and VTI?
VBND and VTI have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VBND or VTI?
VBND yields 4.37% while VTI yields 1.03%, so VBND currently pays the higher dividend yield.
Is VTI better than VBND?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.