VBR vs VCSH

VBR vs VCSH

Which is better, VBR or VCSH?

Small Cap Value against Short Term Bond.

VCSH has a lower expense ratio. VBR led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VCSHHigher Returns: VBR

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVBRVCSH
Expense Ratio0.05%0.03%Best
AUM$37.3B$52.0B
Dividend Yield1.76%4.47%
Holdings8473,023
YTD Return+12.32%Best+0.41%
1Y Return+15.68%Best+1.69%
3Y Return (annualized)+16.72%Best+5.38%
5Y Return (annualized)+9.73%Best+2.20%
Volatility (annualized)18.4%2.6%Best
Max Drawdown-47.0%-12.9%Best
$10,000 over 5 years$15,908Best$11,149
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityFixed Income
StyleSmall Cap ValueShort Term Bond
InceptionJan 26, 2004Nov 19, 2009

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Nov 23, 2009 to Sep 21, 2026 (16.8 years).

VBR vs VCSH growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

Compare VBR against instead:VBR vs SPYVBR vs QQQVBR vs VOOVBR vs VTIVCSH against:VCSH vs VXUS

VBR vs VCSH Performance

Vanguard Morningstar Small-Cap Value ETF (VBR) is an ETF from Vanguard (US) and Vanguard Short Term Corporate Bond ETF (VCSH) is an ETF from Vanguard (US). Over the past year VBR returned +15.68% while VCSH returned +1.69%. Year to date, VBR is up 12.32% versus a gain of 0.41% for VCSH.

Over three years, VBR compounded at +16.72% per year against +5.38% for VCSH; over five years the annualized figures are +9.73% and +2.20% respectively. Across the full 17-year window we track, VBR has the edge at +10.07% annualized vs +1.26%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VBR has been the more volatile fund, with annualized monthly volatility of 18.4% compared with 2.6% for VCSH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -47.0% for VBR and -12.9% for VCSH. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.45. They move together some of the time, and apart the rest.

Fees and Cost Over Time

VBR charges 0.05% per year while VCSH charges 0.03%. On a $10,000 position that is $5 vs $3 annually, a gap of $2 per year that compounds over a long holding period. On income, VBR currently yields 1.76% against 4.47% for VCSH.

Holdings Overlap

VBR already in VCSH0.4%

At least 0.4% of VBR's money is in holdings VCSH also owns.

Stated as a floor: for VCSH, our book for it covers 62.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

2 positions in common, counted across the 836 positions we hold weights for in VBR and 1,545 in VCSH, against full books of 847 and 3,023.

Top Shared Holdings

StockWeight in VBRWeight in VCSHDifference
SFStifel Finl Corp0.22%0.01%0.21%
NOVNov Inc Common Stock0.14%0.02%0.12%

You are not choosing between two funds in isolation.

Whichever of VBR and VCSH you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VBRVCSH

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Frequently Asked Questions

Which is cheaper, VBR or VCSH?

VBR has an expense ratio of 0.05% while VCSH charges 0.03%. VCSH is the cheaper option, by $2 a year on a $10,000 investment.

Which performed better, VBR or VCSH?

Over the past year VBR returned +15.68% vs +1.69% for VCSH, so VBR leads on 1-year performance. Over the longest common window we track (17 years), VBR annualized +10.07% vs +1.26% for VCSH. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VBR or VCSH?

VBR has been the more volatile fund at 18.4% annualized versus 2.6% for VCSH. Worst drawdown: VBR -47.0% vs VCSH -12.9%.

Should I hold both VBR and VCSH?

VBR and VCSH have a monthly-return correlation of 0.45, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, VBR or VCSH?

VBR yields 1.76% while VCSH yields 4.47%, so VCSH currently pays the higher dividend yield.

Is VCSH better than VBR?

VCSH has a lower expense ratio. VBR led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.