VBR vs XLE

Quick Verdict

VBR has a lower expense ratio. XLE delivered stronger 1-year returns. VBR offers more diversification with 809 holdings.

Lower Fees: VBRHigher Returns: XLEMore Diversified: VBR

Side-by-Side Comparison

MetricVBRXLEWinner
Expense Ratio0.05%0.08%
AUM$36.9B$38.1B
Dividend Yield2.23%2.85%
Holdings85325
YTD Return+17.62%+35.31%
1Y Return+28.72%+49.15%
3Y Return (annualized)+16.07%+14.47%
5Y Return (annualized)+9.64%+23.91%
Volatility (annualized)19.0%25.1%
Max Drawdown-64.0%-76.7%
Fund FamilyVanguard (US)SPDR State Street Global Advisors
CategoryEquityEquity
InceptionJan 26, 2004Dec 16, 1998

VBR vs XLE Performance

Vanguard Small Cap Value ETF (VBR) is a ETF from Vanguard (US) and State Street Energy Select Sector SPDR ETF (XLE) is a ETF from SPDR State Street Global Advisors. Over the past year VBR returned +28.72% while XLE returned +49.15%. Year to date, VBR is up 17.62% versus a gain of 35.31% for XLE.

Over three years, VBR compounded at +16.07% per year against +14.47% for XLE; over five years the annualized figures are +9.64% and +23.91% respectively. Across the full 23-year window we track, VBR has the edge at +8.02% annualized vs +6.96%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XLE has been the more volatile fund, with annualized monthly volatility of 25.1% compared with 19.0% for VBR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -64.0% for VBR and -76.7% for XLE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VBR charges 0.05% per year while XLE charges 0.08%. On a $10,000 position that is $5 vs $8 annually, a gap of $3 per year that compounds over a long holding period. On income, VBR currently yields 2.23% against 2.85% for XLE.

Holdings Overlap

0.5%overlap

VBR and XLE share 2 holdings out of 829 unique holdings combined, representing a 0.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VBRWeight in XLEDifference
CHK0.28%1.48%1.20%
APA0.24%0.80%0.56%

Frequently Asked Questions

Which is cheaper, VBR or XLE?

VBR has an expense ratio of 0.05% while XLE charges 0.08%. VBR is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

Which performed better, VBR or XLE?

Over the past year VBR returned +28.72% vs +49.15% for XLE, so XLE leads on 1-year performance. Over the longest common window we track (23 years), VBR annualized +8.02% vs +6.96% for XLE. Past performance does not guarantee future results.

Which is riskier, VBR or XLE?

XLE has been the more volatile fund at 25.1% annualized versus 19.0% for VBR. Worst drawdown: VBR -64.0% vs XLE -76.7%.

Should I hold both VBR and XLE?

VBR and XLE have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VBR and XLE?

VBR and XLE share 2 common holdings with a 0.5% weight overlap. Combined, they hold 829 unique securities.

Which pays a higher dividend, VBR or XLE?

VBR yields 2.23% while XLE yields 2.85%, so XLE currently pays the higher dividend yield.

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