VCOB vs VYM

VCOB vs VYM
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Quick Verdict

VYM has a lower expense ratio. VCOB offers more diversification with 955 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VCOB

Side-by-Side Comparison

MetricVCOBVYMWinner
Expense Ratio0.25%0.04%
AUM$97M$81.6B
Dividend Yield0.51%2.24%
Holdings955616
YTD Return-1.74%+15.25%
1Y Return-+22.18%
3Y Return (annualized)-+18.83%
5Y Return (annualized)-+12.09%
Volatility (annualized)-14.6%
Max Drawdown-4.0%-58.8%
Fund FamilyVoya Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionNov 18, 2025Nov 10, 2006

VCOB vs VYM Performance

Voya Core Bond ETF (VCOB) is a ETF from Voya Investment Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, VCOB is down 1.74% versus a gain of 15.25% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -4.0% for VCOB and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VCOB charges 0.25% per year while VYM charges 0.04%. On a $10,000 position that is $25 vs $4 annually, a gap of $21 per year that compounds over a long holding period. On income, VCOB currently yields 0.51% against 2.24% for VYM.

Holdings Overlap

0.2%overlap

VCOB and VYM share 1 holdings out of 1332 unique holdings combined, representing a 0.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VCOBWeight in VYMDifference
TMUS0.19%0.34%0.15%

Frequently Asked Questions

Which is cheaper, VCOB or VYM?

VCOB has an expense ratio of 0.25% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $21 per year of difference.

What is the holdings overlap between VCOB and VYM?

VCOB and VYM share 1 common holdings with a 0.2% weight overlap. Combined, they hold 1332 unique securities.

Which pays a higher dividend, VCOB or VYM?

VCOB yields 0.51% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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