VCSH vs VGSH

VCSH vs VGSH

Which is better, VCSH or VGSH?

Short Term Bond against Short Term Government Bond.

VCSH led over 3Y, 5Y and the full window, VGSH over 1Y.

Lower Fees: TiedHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVCSHVGSH
Expense Ratio0.03%Tie0.03%Tie
AUM$52.0B$34.7B
Dividend Yield4.47%3.82%
Holdings3,02394
YTD Return-0.02%+0.34%Best
1Y Return+1.23%+1.50%Best
3Y Return (annualized)+5.28%Best+4.06%
5Y Return (annualized)+2.14%Best+1.81%
Volatility (annualized)2.6%1.4%Best
Max Drawdown-12.9%-6.7%Best
$10,000 over 5 years$11,117Best$10,938
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeFixed Income
StyleShort Term BondShort Term Government Bond
InceptionNov 19, 2009Nov 19, 2009

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Nov 23, 2009 to Sep 23, 2026 (16.8 years).

VCSH vs VGSH growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16.8 years both funds cover.

Compare VCSH against instead:VCSH vs SPYVCSH vs QQQVCSH vs VOOVCSH vs VTIVGSH against:VGSH vs VXUS

VCSH vs VGSH Performance

Vanguard Short Term Corporate Bond ETF (VCSH) is an ETF from Vanguard (US) and Vanguard Short Term Treasury ETF (VGSH) is an ETF from Vanguard (US). Over the past year VCSH returned +1.23% while VGSH returned +1.50%. Year to date, VCSH is down 0.02% versus a gain of 0.34% for VGSH.

Over three years, VCSH compounded at +5.28% per year against +4.06% for VGSH; over five years the annualized figures are +2.14% and +1.81% respectively. Across the full 17-year window we track, VCSH has the edge at +1.23% annualized vs +0.68%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VCSH has been the more volatile fund, with annualized monthly volatility of 2.6% compared with 1.4% for VGSH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.9% for VCSH and -6.7% for VGSH. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.

Fees and Cost Over Time

VCSH charges 0.03% per year while VGSH charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, VCSH currently yields 4.47% against 3.82% for VGSH.

Holdings Overlap

We hold position weights for 1,545 holdings in VCSH and 71 in VGSH, totalling 62.8% and 76.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.

1 positions in common, counted across the 1,545 positions we hold weights for in VCSH and 71 in VGSH, against full books of 3,023 and 94.

Top Shared Holdings

StockWeight in VCSHWeight in VGSHDifference
CURVVanguard Market Liquidity Fund0.78%0.40%0.38%

You are not choosing between two funds in isolation.

Whichever of VCSH and VGSH you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VCSHVGSH

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Frequently Asked Questions

Which is cheaper, VCSH or VGSH?

VCSH has an expense ratio of 0.03% while VGSH charges 0.03%. At the precision these are quoted to, they cost the same.

Which performed better, VCSH or VGSH?

Over the past year VCSH returned +1.23% vs +1.50% for VGSH, so VGSH leads on 1-year performance. Over the longest common window we track (17 years), VCSH annualized +1.23% vs +0.68% for VGSH. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VCSH or VGSH?

VCSH has been the more volatile fund at 2.6% annualized versus 1.4% for VGSH. Worst drawdown: VCSH -12.9% vs VGSH -6.7%.

Should I hold both VCSH and VGSH?

VCSH and VGSH have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, VCSH or VGSH?

VCSH yields 4.47% while VGSH yields 3.82%, so VCSH currently pays the higher dividend yield.

Is VGSH better than VCSH?

VCSH led over 3Y, 5Y and the full window, VGSH over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.