VDIGX vs VIITX
Vanguard Dividend Growth Fund Investor Class vs Vanguard Institutional Intermediate Term Bond Fund Institutional Plus Class
Which is better, VDIGX or VIITX?
Large Cap Blend against Intermediate Term Bond.
VIITX has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VDIGX | VIITX |
|---|---|---|
| Expense Ratio | 0.20% | 0.02%Best |
| AUM | $35.5B | - |
| Dividend Yield | 23.10% | 4.60% |
| Holdings | 62 | 2,599 |
| YTD Price Return | -3.26% | -3.28% |
| 1Y Price Return | -13.57% | -3.46% |
| 3Y Price Return (annualized) | -2.88% | +0.30% |
| 5Y Price Return (annualized) | -3.40% | -2.53% |
| Volatility (annualized) | 15.9% | 4.2%Best |
| Max Drawdown | -32.6% | -14.7%Best |
| Fund Family | Vanguard (US) | Vanguard (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Intermediate Term Bond |
| Inception | May 15, 1992 | Dec 1, 1997 |
Not shown on this pair: $10,000 over 5 years, Top 10 Weight.
A price return is not the return of a fund that pays its income out. The coupon or distribution never appears in the price, so the return rows carry no winner here. VDIGX currently yields 23.10% and VIITX 4.60%.
Volatility and max drawdown are measured over the window both funds cover: Sep 23, 2021 to Sep 21, 2026 (5 years).
VDIGX vs VIITX Performance
Vanguard Dividend Growth Fund Investor Class (VDIGX) is a mutual fund from Vanguard (US) and Vanguard Institutional Intermediate Term Bond Fund Institutional Plus Class (VIITX) is a mutual fund from Vanguard (US). Over the past year VDIGX's price moved -13.57% and VIITX's -3.46%, before the income each one paid out.
Over three years, VDIGX compounded at -2.88% per year against +0.30% for VIITX; over five years the annualized figures are -3.40% and -2.53% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VDIGX has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 4.2% for VIITX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.6% for VDIGX and -14.7% for VIITX. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VDIGX charges 0.20% per year while VIITX charges 0.02%. On a $10,000 position that is $20 vs $2 annually, a gap of $18 per year that compounds over a long holding period. On income, VDIGX currently yields 23.10% against 4.60% for VIITX.
Holdings Overlap
At least 1.0% of VDIGX's money is in holdings VIITX also owns.
Stated as a floor: for VIITX, our book for it covers 52.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VDIGX and VIITX share little of their money.
The two holdings books were reported 61 days apart, VDIGX as of Jun 30, 2026 and VIITX as of Apr 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
1 positions in common, counted across the 51 positions we hold weights for in VDIGX and 1,285 in VIITX, against full books of 62 and 2,599.
Top Shared Holdings
| Stock | Weight in VDIGX | Weight in VIITX | Difference |
|---|---|---|---|
| CAHCardinal Health Inc. | 1.04% | 0.05% | 0.99% |
You are not choosing between two funds in isolation.
Whichever of VDIGX and VIITX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VDIGX or VIITX?
VDIGX has an expense ratio of 0.20% while VIITX charges 0.02%. VIITX is the cheaper option, by $18 a year on a $10,000 investment.
Which is riskier, VDIGX or VIITX?
VDIGX has been the more volatile fund at 15.9% annualized versus 4.2% for VIITX. Worst drawdown: VDIGX -32.6% vs VIITX -14.7%.
Should I hold both VDIGX and VIITX?
VDIGX and VIITX have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VDIGX and VIITX?
At least 1.0% of VDIGX's money is in holdings VIITX also owns. Our book for VIITX is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 51 positions we hold weights for in VDIGX and 1,285 in VIITX.
Which pays a higher dividend, VDIGX or VIITX?
VDIGX yields 23.10% while VIITX yields 4.60%, so VDIGX currently pays the higher dividend yield.
Is VIITX better than VDIGX?
VIITX has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.