VEA vs VTIP

Quick Verdict

VEA delivered stronger 1-year returns. VEA offers more diversification with 3008 holdings.

Lower Fees: TiedHigher Returns: VEAMore Diversified: VEA

Side-by-Side Comparison

MetricVEAVTIPWinner
Expense Ratio0.03%0.03%
AUM$230.9B$19.3B
Dividend Yield2.57%3.60%
Holdings3,91827
YTD Return+16.14%+1.87%
1Y Return+29.87%+3.01%
3Y Return (annualized)+20.12%+5.37%
5Y Return (annualized)+10.27%+3.39%
Volatility (annualized)17.8%2.4%
Max Drawdown-62.9%-7.1%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityFixed Income
InceptionJul 20, 2007Oct 12, 2012

VEA vs VTIP Performance

Vanguard FTSE Developed Markets ETF (VEA) is a ETF from Vanguard (US) and Vanguard Short-Term Inflation-Protected Securities ETF (VTIP) is a ETF from Vanguard (US). Over the past year VEA returned +29.87% while VTIP returned +3.01%. Year to date, VEA is up 16.14% versus a gain of 1.87% for VTIP.

Over three years, VEA compounded at +20.12% per year against +5.37% for VTIP; over five years the annualized figures are +10.27% and +3.39% respectively. Across the full 14-year window we track, VEA has the edge at +3.14% annualized vs +1.58%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VEA has been the more volatile fund, with annualized monthly volatility of 17.8% compared with 2.4% for VTIP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -62.9% for VEA and -7.1% for VTIP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VEA charges 0.03% per year while VTIP charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, VEA currently yields 2.57% against 3.60% for VTIP.

Holdings Overlap

0.0%overlap

VEA and VTIP share 0 holdings out of 3031 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VEA or VTIP?

VEA has an expense ratio of 0.03% while VTIP charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, VEA or VTIP?

Over the past year VEA returned +29.87% vs +3.01% for VTIP, so VEA leads on 1-year performance. Over the longest common window we track (14 years), VEA annualized +3.14% vs +1.58% for VTIP. Past performance does not guarantee future results.

Which is riskier, VEA or VTIP?

VEA has been the more volatile fund at 17.8% annualized versus 2.4% for VTIP. Worst drawdown: VEA -62.9% vs VTIP -7.1%.

Should I hold both VEA and VTIP?

VEA and VTIP have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VEA and VTIP?

VEA and VTIP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3031 unique securities.

Which pays a higher dividend, VEA or VTIP?

VEA yields 2.57% while VTIP yields 3.60%, so VTIP currently pays the higher dividend yield.

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