VOO vs VTIP
VOO vs VTIP
Vanguard S&P 500 ETF vs Vanguard Short-Term Inflation-Protected Securities ETF
Quick Verdict
VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | VOO | VTIP | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.03% | |
| AUM | $979.0B | $19.3B | |
| Dividend Yield | 1.09% | 3.60% | |
| Holdings | 509 | 27 | |
| YTD Return | +13.80% | +1.87% | |
| 1Y Return | +23.71% | +3.01% | |
| 3Y Return (annualized) | +21.50% | +5.37% | |
| 5Y Return (annualized) | +13.44% | +3.39% | |
| Volatility (annualized) | 14.1% | 2.4% | |
| Max Drawdown | -34.3% | -7.1% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Equity | Fixed Income | |
| Inception | Sep 7, 2010 | Oct 12, 2012 |
VOO vs VTIP Performance
Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Vanguard Short-Term Inflation-Protected Securities ETF (VTIP) is a ETF from Vanguard (US). Over the past year VOO returned +23.71% while VTIP returned +3.01%. Year to date, VOO is up 13.80% versus a gain of 1.87% for VTIP.
Over three years, VOO compounded at +21.50% per year against +5.37% for VTIP; over five years the annualized figures are +13.44% and +3.39% respectively. Across the full 14-year window we track, VOO has the edge at +13.58% annualized vs +1.58%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 2.4% for VTIP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for VOO and -7.1% for VTIP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VOO charges 0.03% per year while VTIP charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, VOO currently yields 1.09% against 3.60% for VTIP.
Holdings Overlap
VOO and VTIP share 0 holdings out of 528 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VOO or VTIP?
VOO has an expense ratio of 0.03% while VTIP charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, VOO or VTIP?
Over the past year VOO returned +23.71% vs +3.01% for VTIP, so VOO leads on 1-year performance. Over the longest common window we track (14 years), VOO annualized +13.58% vs +1.58% for VTIP. Past performance does not guarantee future results.
Which is riskier, VOO or VTIP?
VOO has been the more volatile fund at 14.1% annualized versus 2.4% for VTIP. Worst drawdown: VOO -34.3% vs VTIP -7.1%.
Should I hold both VOO and VTIP?
VOO and VTIP have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VOO and VTIP?
VOO and VTIP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 528 unique securities.
Which pays a higher dividend, VOO or VTIP?
VOO yields 1.09% while VTIP yields 3.60%, so VTIP currently pays the higher dividend yield.
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