VETZ vs VTI
Academy Veteran Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VETZ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $125M | $666.9B | |
| Dividend Yield | 6.15% | 1.07% | |
| Holdings | 146 | 3,543 | |
| YTD Return | +1.03% | +13.12% | |
| 1Y Return | +4.40% | +20.82% | |
| 3Y Return (annualized) | +5.20% | +21.43% | |
| 5Y Return (annualized) | - | +11.84% | |
| Volatility (annualized) | 5.5% | 15.3% | |
| Max Drawdown | -5.2% | -56.6% | |
| Fund Family | Academy Asset Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 1, 2023 | May 24, 2001 |
VETZ vs VTI Performance
Academy Veteran Bond ETF (VETZ) is a ETF from Academy Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year VETZ returned +4.40% while VTI returned +20.82%. Year to date, VETZ is up 1.03% versus a gain of 13.12% for VTI.
Over three years, VETZ compounded at +5.20% per year against +21.43% for VTI. Across the full 3-year window we track, VTI has the edge at +8.08% annualized vs +4.92%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.5% for VETZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.2% for VETZ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VETZ charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, VETZ currently yields 6.15% against 1.07% for VTI.
Holdings Overlap
VETZ and VTI share 0 holdings out of 2795 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VETZ or VTI?
VETZ has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, VETZ or VTI?
Over the past year VETZ returned +4.40% vs +20.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), VETZ annualized +4.92% vs +8.08% for VTI. Past performance does not guarantee future results.
Which is riskier, VETZ or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 5.5% for VETZ. Worst drawdown: VETZ -5.2% vs VTI -56.6%.
Should I hold both VETZ and VTI?
VETZ and VTI have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VETZ and VTI?
VETZ and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2795 unique securities.
Which pays a higher dividend, VETZ or VTI?
VETZ yields 6.15% while VTI yields 1.07%, so VETZ currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.