VGHY vs VTI
Vanguard High-Yield Active ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VGHY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.22% | 0.03% | |
| AUM | $293M | $666.9B | |
| Dividend Yield | 4.52% | 1.07% | |
| Holdings | 608 | 3,543 | |
| YTD Return | -1.07% | +13.14% | |
| 1Y Return | +0.69% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -3.1% | -56.6% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 27, 2025 | May 24, 2001 |
VGHY vs VTI Performance
Vanguard High-Yield Active ETF (VGHY) is a ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year VGHY returned +0.69% while VTI returned +22.35%. Year to date, VGHY is down 1.07% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.1% for VGHY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VGHY charges 0.22% per year while VTI charges 0.03%. On a $10,000 position that is $22 vs $3 annually, a gap of $19 per year that compounds over a long holding period. On income, VGHY currently yields 4.52% against 1.07% for VTI.
Holdings Overlap
VGHY and VTI share 0 holdings out of 2813 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VGHY or VTI?
VGHY has an expense ratio of 0.22% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
Which performed better, VGHY or VTI?
Over the past year VGHY returned +0.69% vs +22.35% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between VGHY and VTI?
VGHY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2813 unique securities.
Which pays a higher dividend, VGHY or VTI?
VGHY yields 4.52% while VTI yields 1.07%, so VGHY currently pays the higher dividend yield.
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