VGI vs VTI
Virtus Global Multi-Sector Income Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, VGI or VTI?
Diversified Sectoral Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VGI | VTI |
|---|---|---|
| Expense Ratio | 1.74% | 0.03%Best |
| AUM | $88M | $666.9B |
| Dividend Yield | 12.31% | 1.07% |
| Holdings | 646 | 3,543 |
| YTD Return | +1.75% | +13.95%Best |
| 1Y Return | +3.70% | +21.44%Best |
| 3Y Return (annualized) | +12.16% | +21.10%Best |
| 5Y Return (annualized) | +2.25% | +11.77%Best |
| Volatility (annualized) | 14.1%Best | 14.4% |
| Max Drawdown | -63.3% | -35.0%Best |
| $10,000 over 5 years | $11,177 | $17,443Best |
| Fund Family | Virtus Investment Partners | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Diversified Sectoral Bond | Large Cap Blend |
| Inception | Feb 23, 2012 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 24, 2012 to Sep 3, 2026 (14.5 years).
VGI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VGI vs VTI Performance
Virtus Global Multi-Sector Income Fund (VGI) is an ETF from Virtus Investment Partners and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year VGI returned +3.70% while VTI returned +21.44%. Year to date, VGI is up 1.75% versus a gain of 13.95% for VTI.
Over three years, VGI compounded at +12.16% per year against +21.10% for VTI; over five years the annualized figures are +2.25% and +11.77% respectively. Across the full 15-year window we track, VTI has the edge at +12.90% annualized vs -2.35%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 14.1% for VGI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -63.3% for VGI and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VGI charges 1.74% per year while VTI charges 0.03%. On a $10,000 position that is $174 vs $3 annually, a gap of $171 per year that compounds over a long holding period. On income, VGI currently yields 12.31% against 1.07% for VTI.
Holdings Overlap
We hold position weights for 472 holdings in VGI and 2,787 in VTI, totalling 99.9% and 92.3% of the two funds. That is not enough of VTI to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 472 positions we hold weights for in VGI and 2,787 in VTI, against full books of 646 and 3,543.
Top Shared Holdings
| Stock | Weight in VGI | Weight in VTI | Difference |
|---|---|---|---|
| ARESAres Management Corp Preferred Stock 10/27 6.75 | 0.01% | 0.03% | 0.02% |
You are not choosing between two funds in isolation.
Whichever of VGI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VGI or VTI?
VGI has an expense ratio of 1.74% while VTI charges 0.03%. VTI is the cheaper option, by $171 a year on a $10,000 investment.
Which performed better, VGI or VTI?
Over the past year VGI returned +3.70% vs +21.44% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (15 years), VGI annualized -2.35% vs +12.90% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VGI or VTI?
VTI has been the more volatile fund at 14.4% annualized versus 14.1% for VGI. Worst drawdown: VGI -63.3% vs VTI -35.0%.
Should I hold both VGI and VTI?
VGI and VTI have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VGI or VTI?
VGI yields 12.31% while VTI yields 1.07%, so VGI currently pays the higher dividend yield.
Is VTI better than VGI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.