VOT vs VTILX

VOT vs VTILX
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Quick Verdict

VOT has a lower expense ratio. VOT delivered stronger 1-year returns. VTILX offers more diversification with 7,391 holdings.

Lower Fees: VOTHigher Returns: VOTMore Diversified: VTILX

Side-by-Side Comparison

MetricVOTVTILXWinner
Expense Ratio0.05%0.07%
AUM$19.1B$141.9B
Dividend Yield0.62%4.19%
Holdings1297,391
YTD Return+12.01%-1.23%
1Y Return+10.75%-3.17%
3Y Return (annualized)+16.66%-0.31%
5Y Return (annualized)+6.13%-
Volatility (annualized)18.6%6.0%
Max Drawdown-60.3%-15.3%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityFixed Income
InceptionAug 17, 2006Feb 17, 2021

VOT vs VTILX Performance

Vanguard Morningstar Mid-Cap Growth ETF (VOT) is a ETF from Vanguard (US) and Vanguard Total International Bond II Index Fund Class Institutional (VTILX) is a mutual fund from Vanguard (US). Over the past year VOT returned +10.75% while VTILX returned -3.17%. Year to date, VOT is up 12.01% versus a loss of 1.23% for VTILX.

Over three years, VOT compounded at +16.66% per year against -0.31% for VTILX. Across the full 5-year window we track, VOT has the edge at +9.75% annualized vs -2.87%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOT has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 6.0% for VTILX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -60.3% for VOT and -15.3% for VTILX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOT charges 0.05% per year while VTILX charges 0.07%. On a $10,000 position that is $5 vs $7 annually, a gap of $2 per year that compounds over a long holding period. On income, VOT currently yields 0.62% against 4.19% for VTILX.

Holdings Overlap

0.0%overlap

VOT and VTILX share 1 holdings out of 1579 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VOTWeight in VTILXDifference
SYM0.03%0.00%0.03%

Frequently Asked Questions

Which is cheaper, VOT or VTILX?

VOT has an expense ratio of 0.05% while VTILX charges 0.07%. VOT is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, VOT or VTILX?

Over the past year VOT returned +10.75% vs -3.17% for VTILX, so VOT leads on 1-year performance. Over the longest common window we track (5 years), VOT annualized +9.75% vs -2.87% for VTILX. Past performance does not guarantee future results.

Which is riskier, VOT or VTILX?

VOT has been the more volatile fund at 18.6% annualized versus 6.0% for VTILX. Worst drawdown: VOT -60.3% vs VTILX -15.3%.

Should I hold both VOT and VTILX?

VOT and VTILX have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOT and VTILX?

VOT and VTILX share 1 common holdings with a 0.0% weight overlap. Combined, they hold 1579 unique securities.

Which pays a higher dividend, VOT or VTILX?

VOT yields 0.62% while VTILX yields 4.19%, so VTILX currently pays the higher dividend yield.

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