VTI vs VWOB
Vanguard Morningstar Total Stock Market ETF vs Vanguard Emerging Markets Government Bond ETF
Which is better, VTI or VWOB?
Large Cap Blend against Emerging Markets Bond.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | VWOB |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.15% |
| AUM | $666.9B | $6.7B |
| Dividend Yield | 1.03% | 5.86% |
| Holdings | 3,543 | 929 |
| YTD Return | +11.53%Best | -0.44% |
| 1Y Return | +15.74%Best | +1.88% |
| 3Y Return (annualized) | +20.67%Best | +8.48% |
| 5Y Return (annualized) | +11.59%Best | +1.25% |
| Volatility (annualized) | 14.9% | 8.6%Best |
| Max Drawdown | -35.0% | -28.0%Best |
| $10,000 over 5 years | $17,303Best | $10,641 |
| Fund Family | Vanguard (US) | Vanguard (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Emerging Markets Bond |
| Inception | May 24, 2001 | May 31, 2013 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jun 4, 2013 to Sep 15, 2026 (13.3 years).
VTI vs VWOB growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VTI vs VWOB Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Vanguard Emerging Markets Government Bond ETF (VWOB) is an ETF from Vanguard (US). Over the past year VTI returned +15.74% while VWOB returned +1.88%. Year to date, VTI is up 11.53% versus a loss of 0.44% for VWOB.
Over three years, VTI compounded at +20.67% per year against +8.48% for VWOB; over five years the annualized figures are +11.59% and +1.25% respectively. Across the full 13-year window we track, VTI has the edge at +12.50% annualized vs +0.67%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 8.6% for VWOB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.0% for VTI and -28.0% for VWOB. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VTI charges 0.03% per year while VWOB charges 0.15%. On a $10,000 position that is $3 vs $15 annually, a gap of $12 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 5.86% for VWOB.
Holdings Overlap
We hold position weights for 3,463 holdings in VTI and 332 in VWOB, totalling 98.1% and 42.4% of the two funds. That is not enough of VWOB to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 3,463 positions we hold weights for in VTI and 332 in VWOB, against full books of 3,543 and 929.
Top Shared Holdings
| Stock | Weight in VTI | Weight in VWOB | Difference |
|---|---|---|---|
| CURVVanguard Market Liquidity Fund | 0.00% | 1.09% | 1.09% |
You are not choosing between two funds in isolation.
Whichever of VTI and VWOB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or VWOB?
VTI has an expense ratio of 0.03% while VWOB charges 0.15%. VTI is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, VTI or VWOB?
Over the past year VTI returned +15.74% vs +1.88% for VWOB, so VTI leads on 1-year performance. Over the longest common window we track (13 years), VTI annualized +12.50% vs +0.67% for VWOB. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or VWOB?
VTI has been the more volatile fund at 14.9% annualized versus 8.6% for VWOB. Worst drawdown: VTI -35.0% vs VWOB -28.0%.
Should I hold both VTI and VWOB?
VTI and VWOB have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VTI or VWOB?
VTI yields 1.03% while VWOB yields 5.86%, so VWOB currently pays the higher dividend yield.
Is VWOB better than VTI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.