VOO vs VTI
Vanguard S&P 500 ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, VOO or VTI?
VOO has been ahead.
VOO led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 1.00.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VOO | VTI |
|---|---|---|
| Expense Ratio | 0.03%Tie | 0.03%Tie |
| AUM | $997.4B | $666.9B |
| Dividend Yield | 1.04% | 1.03% |
| Holdings | 509 | 3,543 |
| YTD Return | +12.50% | +12.57%Best |
| 1Y Return | +17.58%Best | +17.22% |
| 3Y Return (annualized) | +21.27%Best | +20.87% |
| 5Y Return (annualized) | +12.95%Best | +11.86% |
| Volatility (annualized) | 14.1%Best | 14.5% |
| Max Drawdown | -34.3%Best | -35.0% |
| $10,000 over 5 years | $18,384Best | $17,514 |
| Fund Family | Vanguard (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 7, 2010 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 9, 2010 to Sep 11, 2026 (16 years).
VOO vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16 years both funds cover.
VOO vs VTI Performance
Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year VOO returned +17.58% while VTI returned +17.22%. Year to date, VOO is up 12.50% versus a gain of 12.57% for VTI.
Over three years, VOO compounded at +21.27% per year against +20.87% for VTI; over five years the annualized figures are +12.95% and +11.86% respectively. Across the full 16-year window we track, VOO has the edge at +13.41% annualized vs +13.12%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for VOO and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VOO charges 0.03% per year while VTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, VOO currently yields 1.04% against 1.03% for VTI.
Holdings Overlap
At least 98.8% of VOO's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of VOO is already inside VTI. Owning both mostly buys the same companies twice.
467 positions in common, counted across the 505 positions we hold weights for in VOO and 2,787 in VTI, against full books of 509 and 3,543.
Top Shared Holdings
| Stock | Weight in VOO | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 7.51% | 6.32% | 1.19% |
| AAPLApple, Inc | 6.59% | 5.84% | 0.75% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 4.30% | 3.81% | 0.49% |
| AMZNAmazon.Com Inc | 3.62% | 3.17% | 0.45% |
| GOOGLAlphabet A Usd 0.001 | 3.25% | 2.88% | 0.37% |
| AVGOBroadcom Inc | 2.77% | 2.46% | 0.31% |
| GOOGAlphabet Inc | 2.59% | 2.27% | 0.32% |
| MUMicron Technology, Inc. | 2.02% | 1.79% | 0.23% |
| TSLATesla Inc | 1.84% | 1.63% | 0.21% |
| LLYEli Lilly & Co. | 1.47% | 1.40% | 0.07% |
98.8% of VOO is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VOO or VTI?
VOO has an expense ratio of 0.03% while VTI charges 0.03%. At the precision these are quoted to, they cost the same.
Which performed better, VOO or VTI?
Over the past year VOO returned +17.58% vs +17.22% for VTI, so VOO leads on 1-year performance. Over the longest common window we track (16 years), VOO annualized +13.41% vs +13.12% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VOO or VTI?
VTI has been the more volatile fund at 14.5% annualized versus 14.1% for VOO. Worst drawdown: VOO -34.3% vs VTI -35.0%.
Should I hold both VOO and VTI?
VOO and VTI have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between VOO and VTI?
At least 98.8% of VOO's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 467 positions in common, counted across the 505 positions we hold weights for in VOO and 2,787 in VTI.
Which pays a higher dividend, VOO or VTI?
VOO yields 1.04% while VTI yields 1.03%, so VOO currently pays the higher dividend yield.
Is VTI better than VOO?
VOO led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 1.00. Which one suits a particular account depends on what it is for. This is information, not a recommendation.