VTI vs WCPB

VTI vs WCPB
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVTIWCPBWinner
Expense Ratio0.03%0.45%
AUM$666.9B$238M
Dividend Yield1.07%4.49%
Holdings3,543172
YTD Return+13.14%+1.08%
1Y Return+22.35%+4.46%
3Y Return (annualized)+21.83%-
5Y Return (annualized)+12.01%-
Volatility (annualized)15.3%2.9%
Max Drawdown-56.6%-2.6%
Fund FamilyVanguard (US)Weitz Investment Management, Inc
CategoryEquityFixed Income
InceptionMay 24, 2001Aug 12, 2025

VTI vs WCPB Performance

Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Weitz Core Plus Bond ETF (WCPB) is a ETF from Weitz Investment Management, Inc. Over the past year VTI returned +22.35% while WCPB returned +4.46%. Year to date, VTI is up 13.14% versus a gain of 1.08% for WCPB.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 2.9% for WCPB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -2.6% for WCPB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VTI charges 0.03% per year while WCPB charges 0.45%. On a $10,000 position that is $3 vs $45 annually, a gap of $42 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 4.49% for WCPB.

Holdings Overlap

0.0%overlap

VTI and WCPB share 0 holdings out of 2801 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VTI or WCPB?

VTI has an expense ratio of 0.03% while WCPB charges 0.45%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.

Which performed better, VTI or WCPB?

Over the past year VTI returned +22.35% vs +4.46% for WCPB, so VTI leads on 1-year performance. Over the longest common window we track (1 years), VTI annualized +8.09% vs +3.97% for WCPB. Past performance does not guarantee future results.

Which is riskier, VTI or WCPB?

VTI has been the more volatile fund at 15.3% annualized versus 2.9% for WCPB. Worst drawdown: VTI -56.6% vs WCPB -2.6%.

Should I hold both VTI and WCPB?

VTI and WCPB have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VTI and WCPB?

VTI and WCPB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2801 unique securities.

Which pays a higher dividend, VTI or WCPB?

VTI yields 1.07% while WCPB yields 4.49%, so WCPB currently pays the higher dividend yield.

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