VTI vs WFH
Vanguard Morningstar Total Stock Market ETF vs Direxion Work From Home ETF
Which is better, VTI or WFH?
Large Cap Blend against Mid Cap Growth.
VTI has a lower expense ratio. VTI led over the full window, WFH over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | WFH |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.45% |
| AUM | $666.9B | $13M |
| Dividend Yield | 1.03% | 1.05% |
| Holdings | 3,543 | 41 |
| Volatility (annualized) | 16.1%Best | 21.9% |
| Max Drawdown | -25.4%Best | -51.2% |
| $10,000 over 5.3 years | $22,661Best | $15,044 |
| Fund Family | Vanguard (US) | Direxion Funds |
| Category | Equity | Equity |
| Style | Large Cap Blend | Mid Cap Growth |
| Inception | May 24, 2001 | Jun 25, 2020 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 322 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. VTI has data through Sep 10, 2026 and WFH through Oct 23, 2025.
Volatility and max drawdown, and the $10,000 over 5.3 years row, are measured over the window both funds cover: Jun 25, 2020 to Oct 23, 2025 (5.3 years).
Risk: Volatility and Drawdowns
WFH has been the more volatile fund, with annualized monthly volatility of 21.9% compared with 16.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for VTI and -51.2% for WFH. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while WFH charges 0.45%. On a $10,000 position that is $3 vs $45 annually, a gap of $42 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 1.05% for WFH.
You are not choosing between two funds in isolation.
Whichever of VTI and WFH you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or WFH?
VTI has an expense ratio of 0.03% while WFH charges 0.45%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which is riskier, VTI or WFH?
WFH has been the more volatile fund at 21.9% annualized versus 16.1% for VTI. Worst drawdown: VTI -25.4% vs WFH -51.2%.
Should I hold both VTI and WFH?
VTI and WFH have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VTI or WFH?
VTI yields 1.03% while WFH yields 1.05%, so WFH currently pays the higher dividend yield.
Is WFH better than VTI?
VTI has a lower expense ratio. VTI led over the full window, WFH over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.