VTI vs WZRD
Vanguard Morningstar Total Stock Market ETF vs Opportunistic Trader ETF
Which is better, VTI or WZRD?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | WZRD |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.07% |
| AUM | $666.9B | $16M |
| Dividend Yield | 1.03% | 15.13% |
| Holdings | 3,543 | 20 |
| YTD Return | +12.57%Best | -68.94% |
| 1Y Return | +17.22%Best | -71.41% |
| 3Y Return (annualized) | +20.87% | - |
| 5Y Return (annualized) | +11.86% | - |
| Volatility (annualized) | 11.8%Best | 1016.1% |
| Max Drawdown | -8.9%Best | -98.2% |
| $10,000 over 1.2 years | $12,722Best | $2,900 |
| Fund Family | Vanguard (US) | Opportunistic Trader |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 24, 2001 | Mar 19, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Jun 25, 2025 to Sep 11, 2026 (1.2 years).
VTI vs WZRD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.2 years both funds cover.
VTI vs WZRD Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Opportunistic Trader ETF (WZRD) is an ETF from Opportunistic Trader. Over the past year VTI returned +17.22% while WZRD returned -71.41%. Year to date, VTI is up 12.57% versus a loss of 68.94% for WZRD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WZRD has been the more volatile fund, with annualized monthly volatility of 1016.1% compared with 11.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.9% for VTI and -98.2% for WZRD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.08. They move largely independently of each other.
Fees and Cost Over Time
VTI charges 0.03% per year while WZRD charges 1.07%. On a $10,000 position that is $3 vs $107 annually, a gap of $104 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 15.13% for WZRD.
Holdings Overlap
We hold position weights for 2,787 holdings in VTI and 1 in WZRD, totalling 90.6% and 2.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 52 days apart, VTI as of Jun 30, 2026 and WZRD as of Aug 21, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 2,787 positions we hold weights for in VTI and 1 in WZRD, against full books of 3,543 and 20.
You are not choosing between two funds in isolation.
Whichever of VTI and WZRD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or WZRD?
VTI has an expense ratio of 0.03% while WZRD charges 1.07%. VTI is the cheaper option, by $104 a year on a $10,000 investment.
Which performed better, VTI or WZRD?
Over the past year VTI returned +17.22% vs -71.41% for WZRD, so VTI leads on 1-year performance. Over the longest common window we track (1 years), VTI annualized +22.22% vs -64.36% for WZRD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or WZRD?
WZRD has been the more volatile fund at 1016.1% annualized versus 11.8% for VTI. Worst drawdown: VTI -8.9% vs WZRD -98.2%.
Should I hold both VTI and WZRD?
VTI and WZRD have a monthly-return correlation of 0.08, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VTI or WZRD?
VTI yields 1.03% while WZRD yields 15.13%, so WZRD currently pays the higher dividend yield.
Is WZRD better than VTI?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.