VTI vs WZRD
Vanguard Morningstar Total Stock Market ETF vs Opportunistic Trader ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | WZRD | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.07% | |
| AUM | $666.9B | $16M | |
| Dividend Yield | 1.07% | - | |
| Holdings | 3,543 | 20 | |
| YTD Return | +13.14% | -96.09% | |
| 1Y Return | +22.35% | -96.58% | |
| 3Y Return (annualized) | +21.83% | - | |
| 5Y Return (annualized) | +12.01% | - | |
| Volatility (annualized) | 15.3% | 86.5% | |
| Max Drawdown | -56.6% | -98.2% | |
| Fund Family | Vanguard (US) | Opportunistic Trader | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Mar 19, 2024 |
VTI vs WZRD Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Opportunistic Trader ETF (WZRD) is a ETF from Opportunistic Trader. Over the past year VTI returned +22.35% while WZRD returned -96.58%. Year to date, VTI is up 13.14% versus a loss of 96.09% for WZRD.
Risk: Volatility and Drawdowns
WZRD has been the more volatile fund, with annualized monthly volatility of 86.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -98.2% for WZRD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.17. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VTI charges 0.03% per year while WZRD charges 1.07%. On a $10,000 position that is $3 vs $107 annually, a gap of $104 per year that compounds over a long holding period.
Frequently Asked Questions
Which is cheaper, VTI or WZRD?
VTI has an expense ratio of 0.03% while WZRD charges 1.07%. VTI is the cheaper option. On a $10,000 investment, that is $104 per year of difference.
Which performed better, VTI or WZRD?
Over the past year VTI returned +22.35% vs -96.58% for WZRD, so VTI leads on 1-year performance. Over the longest common window we track (1 years), VTI annualized +8.09% vs -94.37% for WZRD. Past performance does not guarantee future results.
Which is riskier, VTI or WZRD?
WZRD has been the more volatile fund at 86.5% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs WZRD -98.2%.
Should I hold both VTI and WZRD?
VTI and WZRD have a monthly-return correlation of -0.17, so combining them can provide real diversification depending on your allocation goals.
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