VTI vs XAPR
Vanguard Morningstar Total Stock Market ETF vs FT Vest US Equity Enhance & Moderate Buffer ETF - April
Which is better, VTI or XAPR?
Large Cap Blend against Option Writing.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XAPR |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.85% |
| AUM | $666.9B | $30M |
| Dividend Yield | 1.03% | 0.00% |
| Holdings | 3,543 | 12 |
| YTD Return | +12.57%Best | +5.51% |
| 1Y Return | +17.22%Best | +7.65% |
| 3Y Return (annualized) | +20.87% | - |
| 5Y Return (annualized) | +11.86% | - |
| Volatility (annualized) | 12.0% | 2.5%Best |
| Max Drawdown | -19.3% | -6.2%Best |
| $10,000 over 2.4 years | $15,663Best | $12,880 |
| Fund Family | Vanguard (US) | First Trust Portfolios (US) |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Option Writing |
| Inception | May 24, 2001 | Apr 19, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.4 years row, are measured over the window both funds cover: Apr 22, 2024 to Sep 11, 2026 (2.4 years).
VTI vs XAPR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.4 years both funds cover.
VTI vs XAPR Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and FT Vest US Equity Enhance & Moderate Buffer ETF - April (XAPR) is an ETF from First Trust Portfolios (US). Over the past year VTI returned +17.22% while XAPR returned +7.65%. Year to date, VTI is up 12.57% versus a gain of 5.51% for XAPR.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.0% compared with 2.5% for XAPR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for VTI and -6.2% for XAPR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.48. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VTI charges 0.03% per year while XAPR charges 0.85%. On a $10,000 position that is $3 vs $85 annually, a gap of $82 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 0.00% for XAPR.
You are not choosing between two funds in isolation.
Whichever of VTI and XAPR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XAPR?
VTI has an expense ratio of 0.03% while XAPR charges 0.85%. VTI is the cheaper option, by $82 a year on a $10,000 investment.
Which performed better, VTI or XAPR?
Over the past year VTI returned +17.22% vs +7.65% for XAPR, so VTI leads on 1-year performance. Over the longest common window we track (2 years), VTI annualized +20.56% vs +11.12% for XAPR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XAPR?
VTI has been the more volatile fund at 12.0% annualized versus 2.5% for XAPR. Worst drawdown: VTI -19.3% vs XAPR -6.2%.
Should I hold both VTI and XAPR?
VTI and XAPR have a monthly-return correlation of 0.48, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VTI or XAPR?
VTI yields 1.03% while XAPR yields 0.00%, so VTI currently pays the higher dividend yield.
Is XAPR better than VTI?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.