VTI vs XBCI
Vanguard Morningstar Total Stock Market ETF vs NEOS Boosted Bitcoin High Income ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | XBCI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.98% | |
| AUM | $666.9B | $115M | |
| Dividend Yield | 1.07% | 26.17% | |
| Holdings | 3,543 | 1 | |
| YTD Return | +13.14% | -2.33% | |
| 1Y Return | +22.35% | - | |
| 3Y Return (annualized) | +21.83% | - | |
| 5Y Return (annualized) | +12.01% | - | |
| Volatility (annualized) | 15.3% | - | |
| Max Drawdown | -56.6% | -37.3% | |
| Fund Family | Vanguard (US) | NEOS | |
| Category | Equity | Alternative | |
| Inception | May 24, 2001 | Feb 2, 2026 |
VTI vs XBCI Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and NEOS Boosted Bitcoin High Income ETF (XBCI) is a ETF from NEOS. Year to date, VTI is up 13.14% versus a loss of 2.33% for XBCI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.6% for VTI and -37.3% for XBCI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VTI charges 0.03% per year while XBCI charges 0.98%. On a $10,000 position that is $3 vs $98 annually, a gap of $95 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 26.17% for XBCI.
Holdings Overlap
VTI and XBCI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or XBCI?
VTI has an expense ratio of 0.03% while XBCI charges 0.98%. VTI is the cheaper option. On a $10,000 investment, that is $95 per year of difference.
What is the holdings overlap between VTI and XBCI?
VTI and XBCI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, VTI or XBCI?
VTI yields 1.07% while XBCI yields 26.17%, so XBCI currently pays the higher dividend yield.
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