VTI vs XISE
Vanguard Morningstar Total Stock Market ETF vs FT Vest US Equity Buffer & Premium Income ETF - September
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | XISE | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.85% | |
| AUM | $666.9B | $36M | |
| Dividend Yield | 1.07% | 5.92% | |
| Holdings | 3,543 | 7 | |
| YTD Return | +13.14% | +0.46% | |
| 1Y Return | +22.35% | +2.10% | |
| 3Y Return (annualized) | +21.83% | +5.20% | |
| 5Y Return (annualized) | +12.01% | - | |
| Volatility (annualized) | 15.3% | 2.4% | |
| Max Drawdown | -56.6% | -6.2% | |
| Fund Family | Vanguard (US) | First Trust Portfolios (US) | |
| Category | Equity | Alternative | |
| Inception | May 24, 2001 | Sep 15, 2023 |
VTI vs XISE Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and FT Vest US Equity Buffer & Premium Income ETF - September (XISE) is a ETF from First Trust Portfolios (US). Over the past year VTI returned +22.35% while XISE returned +2.10%. Year to date, VTI is up 13.14% versus a gain of 0.46% for XISE.
Over three years, VTI compounded at +21.83% per year against +5.20% for XISE. Across the full 3-year window we track, VTI has the edge at +8.09% annualized vs +5.20%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 2.4% for XISE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -6.2% for XISE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while XISE charges 0.85%. On a $10,000 position that is $3 vs $85 annually, a gap of $82 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 5.92% for XISE.
Holdings Overlap
VTI and XISE share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or XISE?
VTI has an expense ratio of 0.03% while XISE charges 0.85%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, VTI or XISE?
Over the past year VTI returned +22.35% vs +2.10% for XISE, so VTI leads on 1-year performance. Over the longest common window we track (3 years), VTI annualized +8.09% vs +5.20% for XISE. Past performance does not guarantee future results.
Which is riskier, VTI or XISE?
VTI has been the more volatile fund at 15.3% annualized versus 2.4% for XISE. Worst drawdown: VTI -56.6% vs XISE -6.2%.
Should I hold both VTI and XISE?
VTI and XISE have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and XISE?
VTI and XISE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, VTI or XISE?
VTI yields 1.07% while XISE yields 5.92%, so XISE currently pays the higher dividend yield.
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