VTI vs XNOV

VTI vs XNOV
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVTIXNOVWinner
Expense Ratio0.03%0.85%
AUM$666.9B$57M
Dividend Yield1.07%0.00%
Holdings3,5436
YTD Return+13.14%+5.93%
1Y Return+22.35%+11.35%
3Y Return (annualized)+21.83%-
5Y Return (annualized)+12.01%-
Volatility (annualized)15.3%4.3%
Max Drawdown-56.6%-10.0%
Fund FamilyVanguard (US)First Trust Portfolios (US)
CategoryEquityAlternative
InceptionMay 24, 2001Nov 17, 2023

VTI vs XNOV Performance

Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and FT Vest US Equity Enhance & Moderate Buffer ETF - November (XNOV) is a ETF from First Trust Portfolios (US). Over the past year VTI returned +22.35% while XNOV returned +11.35%. Year to date, VTI is up 13.14% versus a gain of 5.93% for XNOV.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 4.3% for XNOV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -10.0% for XNOV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VTI charges 0.03% per year while XNOV charges 0.85%. On a $10,000 position that is $3 vs $85 annually, a gap of $82 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.00% for XNOV.

Holdings Overlap

0.0%overlap

VTI and XNOV share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VTI or XNOV?

VTI has an expense ratio of 0.03% while XNOV charges 0.85%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

Which performed better, VTI or XNOV?

Over the past year VTI returned +22.35% vs +11.35% for XNOV, so VTI leads on 1-year performance. Over the longest common window we track (3 years), VTI annualized +8.09% vs +10.16% for XNOV. Past performance does not guarantee future results.

Which is riskier, VTI or XNOV?

VTI has been the more volatile fund at 15.3% annualized versus 4.3% for XNOV. Worst drawdown: VTI -56.6% vs XNOV -10.0%.

Should I hold both VTI and XNOV?

VTI and XNOV have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VTI and XNOV?

VTI and XNOV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, VTI or XNOV?

VTI yields 1.07% while XNOV yields 0.00%, so VTI currently pays the higher dividend yield.

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