VTI vs YMAG
Vanguard Morningstar Total Stock Market ETF vs YieldMax Magnificent 7 Fund of Option Income ETF
Which is better, VTI or YMAG?
Large Cap Blend against Option Writing.
VTI has a lower expense ratio. VTI led over 1Y, YMAG over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | YMAG |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.34% |
| AUM | $666.9B | $295M |
| Dividend Yield | 1.03% | 57.01% |
| Holdings | 3,543 | 9 |
| YTD Return | +12.28%Best | +7.61% |
| 1Y Return | +16.78%Best | +11.25% |
| 3Y Return (annualized) | +20.89% | - |
| 5Y Return (annualized) | +11.94% | - |
| Volatility (annualized) | 12.3%Best | 17.6% |
| Max Drawdown | -19.3%Best | -26.0% |
| $10,000 over 2.6 years | $15,791 | $17,123Best |
| Top 10 Weight | 33.3% | - |
| Fund Family | Vanguard (US) | YieldMax ETF |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Option Writing |
| Inception | May 24, 2001 | Jan 29, 2024 |
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Jan 30, 2024 to Sep 17, 2026 (2.6 years).
VTI vs YMAG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
VTI vs YMAG Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and YieldMax Magnificent 7 Fund of Option Income ETF (YMAG) is an ETF from YieldMax ETF. Over the past year VTI returned +16.78% while YMAG returned +11.25%. Year to date, VTI is up 12.28% versus a gain of 7.61% for YMAG.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
YMAG has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 12.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for VTI and -26.0% for YMAG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while YMAG charges 1.34%. On a $10,000 position that is $3 vs $134 annually, a gap of $131 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 57.01% for YMAG.
Holdings Overlap
We hold position weights for 3,463 holdings in VTI and 8 in YMAG, totalling 98.1% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 3,463 positions we hold weights for in VTI and 8 in YMAG, against full books of 3,543 and 9.
What only one of them owns
Our book lists 8 positions for YMAG that do not appear in our book for VTI (100.0% of the fund), and 1,150 for VTI that do not appear in YMAG (97.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of VTI and YMAG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or YMAG?
VTI has an expense ratio of 0.03% while YMAG charges 1.34%. VTI is the cheaper option, by $131 a year on a $10,000 investment.
Which performed better, VTI or YMAG?
Over the past year VTI returned +16.78% vs +11.25% for YMAG, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or YMAG?
YMAG has been the more volatile fund at 17.6% annualized versus 12.3% for VTI. Worst drawdown: VTI -19.3% vs YMAG -26.0%.
Should I hold both VTI and YMAG?
VTI and YMAG have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VTI or YMAG?
VTI yields 1.03% while YMAG yields 57.01%, so YMAG currently pays the higher dividend yield.
Is YMAG better than VTI?
VTI has a lower expense ratio. VTI led over 1Y, YMAG over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.