VXUS vs XHLF
Vanguard Total International Stock ETF vs BondBloxx Bloomberg Six Month Target Duration US Treasury ETF
Quick Verdict
XHLF has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 8,747 holdings.
Side-by-Side Comparison
| Metric | VXUS | XHLF | Winner |
|---|---|---|---|
| Expense Ratio | 0.05% | 0.03% | |
| AUM | $158.1B | $2.0B | |
| Dividend Yield | 2.59% | 3.81% | |
| Holdings | 8,747 | 28 | |
| YTD Return | +14.33% | +2.13% | |
| 1Y Return | +25.32% | +3.77% | |
| 3Y Return (annualized) | +20.47% | +4.43% | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 15.1% | 0.4% | |
| Max Drawdown | -39.9% | -0.3% | |
| Fund Family | Vanguard (US) | BondBloxx | |
| Category | Equity | Fixed Income | |
| Inception | Jan 26, 2011 | Sep 13, 2022 |
VXUS vs XHLF Performance
Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US) and BondBloxx Bloomberg Six Month Target Duration US Treasury ETF (XHLF) is a ETF from BondBloxx. Over the past year VXUS returned +25.32% while XHLF returned +3.77%. Year to date, VXUS is up 14.33% versus a gain of 2.13% for XHLF.
Over three years, VXUS compounded at +20.47% per year against +4.43% for XHLF. Across the full 4-year window we track, VXUS has the edge at +4.84% annualized vs +4.32%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 0.4% for XHLF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.9% for VXUS and -0.3% for XHLF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.04. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VXUS charges 0.05% per year while XHLF charges 0.03%. On a $10,000 position that is $5 vs $3 annually, a gap of $2 per year that compounds over a long holding period. On income, VXUS currently yields 2.59% against 3.81% for XHLF.
Holdings Overlap
VXUS and XHLF share 0 holdings out of 7870 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VXUS or XHLF?
VXUS has an expense ratio of 0.05% while XHLF charges 0.03%. XHLF is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, VXUS or XHLF?
Over the past year VXUS returned +25.32% vs +3.77% for XHLF, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), VXUS annualized +4.84% vs +4.32% for XHLF. Past performance does not guarantee future results.
Which is riskier, VXUS or XHLF?
VXUS has been the more volatile fund at 15.1% annualized versus 0.4% for XHLF. Worst drawdown: VXUS -39.9% vs XHLF -0.3%.
Should I hold both VXUS and XHLF?
VXUS and XHLF have a monthly-return correlation of 0.04, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VXUS and XHLF?
VXUS and XHLF share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7870 unique securities.
Which pays a higher dividend, VXUS or XHLF?
VXUS yields 2.59% while XHLF yields 3.81%, so XHLF currently pays the higher dividend yield.
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