VXUS vs XHYH

VXUS vs XHYH

Which is better, VXUS or XHYH?

Large Cap Blend against Long Term High Quality.

VXUS has a lower expense ratio. VXUS led over 1Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVXUSXHYH
Expense Ratio0.05%Best0.35%
AUM$158.1B$8M
Dividend Yield2.51%7.05%
Holdings8,747127
Volatility (annualized)15.8%8.8%Best
Max Drawdown-25.2%-17.8%Best
$10,000 over 4.2 years$15,250Best$12,050
Fund FamilyVanguard (US)BondBloxx
CategoryEquityFixed Income
StyleLarge Cap BlendLong Term High Quality
InceptionJan 26, 2011Feb 15, 2022

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 126 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. VXUS has data through Sep 18, 2026 and XHYH through May 15, 2026.

Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Feb 17, 2022 to May 15, 2026 (4.2 years).

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 8.8% for XHYH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.2% for VXUS and -17.8% for XHYH. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VXUS charges 0.05% per year while XHYH charges 0.35%. On a $10,000 position that is $5 vs $35 annually, a gap of $30 per year that compounds over a long holding period. On income, VXUS currently yields 2.51% against 7.05% for XHYH.

Holdings Overlap

We hold position weights for 8,082 holdings in VXUS and 113 in XHYH, totalling 88.8% and 89.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 182 days apart, VXUS as of Jul 31, 2026 and XHYH as of Jan 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 8,082 positions we hold weights for in VXUS and 113 in XHYH, against full books of 8,747 and 127.

You are not choosing between two funds in isolation.

Whichever of VXUS and XHYH you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VXUSXHYH

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, VXUS or XHYH?

VXUS has an expense ratio of 0.05% while XHYH charges 0.35%. VXUS is the cheaper option, by $30 a year on a $10,000 investment.

Which is riskier, VXUS or XHYH?

VXUS has been the more volatile fund at 15.8% annualized versus 8.8% for XHYH. Worst drawdown: VXUS -25.2% vs XHYH -17.8%.

Should I hold both VXUS and XHYH?

VXUS and XHYH have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, VXUS or XHYH?

VXUS yields 2.51% while XHYH yields 7.05%, so XHYH currently pays the higher dividend yield.

Is XHYH better than VXUS?

VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.