VXUS vs XRLX
Vanguard Total International Stock ETF vs FundX Conservative ETF
Which is better, VXUS or XRLX?
Large Cap Blend against Debt-oriented balanced.
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VXUS | XRLX |
|---|---|---|
| Expense Ratio | 0.05%Best | 1.20% |
| AUM | $158.1B | $49M |
| Dividend Yield | 2.59% | 2.65% |
| Holdings | 8,747 | 22 |
| YTD Return | +15.71%Best | +6.65% |
| 1Y Return | +25.07%Best | +10.14% |
| 3Y Return (annualized) | +20.30%Best | +13.62% |
| 5Y Return (annualized) | +9.21% | - |
| Volatility (annualized) | 11.5% | 8.9%Best |
| Max Drawdown | -13.6%Best | -15.3% |
| $10,000 over 2.9 years | $18,047Best | $14,482 |
| Fund Family | Vanguard (US) | Fund X |
| Category | Equity | Allocation/Balanced |
| Style | Large Cap Blend | Debt-oriented balanced |
| Inception | Jan 26, 2011 | Oct 10, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 9, 2023 to Sep 8, 2026 (2.9 years).
VXUS vs XRLX growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
VXUS vs XRLX Performance
Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US) and FundX Conservative ETF (XRLX) is an ETF from Fund X. Over the past year VXUS returned +25.07% while XRLX returned +10.14%. Year to date, VXUS is up 15.71% versus a gain of 6.65% for XRLX.
Over three years, VXUS compounded at +20.30% per year against +13.62% for XRLX.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 11.5% compared with 8.9% for XRLX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.6% for VXUS and -15.3% for XRLX. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VXUS charges 0.05% per year while XRLX charges 1.20%. On a $10,000 position that is $5 vs $120 annually, a gap of $115 per year that compounds over a long holding period. On income, VXUS currently yields 2.59% against 2.65% for XRLX.
Holdings Overlap
We hold position weights for 8,092 holdings in VXUS and 20 in XRLX, totalling 87.5% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 48 days apart, VXUS as of Jun 30, 2026 and XRLX as of Aug 17, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 8,092 positions we hold weights for in VXUS and 20 in XRLX, against full books of 8,747 and 22.
You are not choosing between two funds in isolation.
Whichever of VXUS and XRLX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VXUS or XRLX?
VXUS has an expense ratio of 0.05% while XRLX charges 1.20%. VXUS is the cheaper option, by $115 a year on a $10,000 investment.
Which performed better, VXUS or XRLX?
Over the past year VXUS returned +25.07% vs +10.14% for XRLX, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VXUS or XRLX?
VXUS has been the more volatile fund at 11.5% annualized versus 8.9% for XRLX. Worst drawdown: VXUS -13.6% vs XRLX -15.3%.
Should I hold both VXUS and XRLX?
VXUS and XRLX have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VXUS or XRLX?
VXUS yields 2.59% while XRLX yields 2.65%, so XRLX currently pays the higher dividend yield.
Is XRLX better than VXUS?
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.