VXUS vs XRLX
Vanguard Total International Stock ETF vs FundX Conservative ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 8,747 holdings.
Side-by-Side Comparison
| Metric | VXUS | XRLX | Winner |
|---|---|---|---|
| Expense Ratio | 0.05% | 1.20% | |
| AUM | $158.1B | $50M | |
| Dividend Yield | 2.59% | 2.65% | |
| Holdings | 8,747 | 22 | |
| YTD Return | +15.22% | +7.66% | |
| 1Y Return | +26.86% | +11.79% | |
| 3Y Return (annualized) | +20.34% | - | |
| 5Y Return (annualized) | +9.38% | - | |
| Volatility (annualized) | 15.1% | 9.1% | |
| Max Drawdown | -39.9% | -15.3% | |
| Fund Family | Vanguard (US) | Fund X | |
| Category | Equity | Allocation/Balanced | |
| Inception | Jan 26, 2011 | Oct 10, 2023 |
VXUS vs XRLX Performance
Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US) and FundX Conservative ETF (XRLX) is a ETF from Fund X. Over the past year VXUS returned +26.86% while XRLX returned +11.79%. Year to date, VXUS is up 15.22% versus a gain of 7.66% for XRLX.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 9.1% for XRLX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.9% for VXUS and -15.3% for XRLX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VXUS charges 0.05% per year while XRLX charges 1.20%. On a $10,000 position that is $5 vs $120 annually, a gap of $115 per year that compounds over a long holding period. On income, VXUS currently yields 2.59% against 2.65% for XRLX.
Holdings Overlap
VXUS and XRLX share 0 holdings out of 7889 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VXUS or XRLX?
VXUS has an expense ratio of 0.05% while XRLX charges 1.20%. VXUS is the cheaper option. On a $10,000 investment, that is $115 per year of difference.
Which performed better, VXUS or XRLX?
Over the past year VXUS returned +26.86% vs +11.79% for XRLX, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), VXUS annualized +4.89% vs +14.34% for XRLX. Past performance does not guarantee future results.
Which is riskier, VXUS or XRLX?
VXUS has been the more volatile fund at 15.1% annualized versus 9.1% for XRLX. Worst drawdown: VXUS -39.9% vs XRLX -15.3%.
Should I hold both VXUS and XRLX?
VXUS and XRLX have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VXUS and XRLX?
VXUS and XRLX share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7889 unique securities.
Which pays a higher dividend, VXUS or XRLX?
VXUS yields 2.59% while XRLX yields 2.65%, so XRLX currently pays the higher dividend yield.
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