VXUS vs YDEC
VXUS vs YDEC
Vanguard Total International Stock ETF vs FT Vest International Equity Moderate Buffer ETF - December
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | VXUS | YDEC | Winner |
|---|---|---|---|
| Expense Ratio | 0.05% | 0.90% | |
| AUM | $156.5B | $162M | |
| Dividend Yield | 2.60% | 0.00% | |
| Holdings | 8,747 | 5 | |
| YTD Return | +14.57% | +7.28% | |
| 1Y Return | +27.82% | +11.65% | |
| 3Y Return (annualized) | +19.27% | +8.72% | |
| 5Y Return (annualized) | +9.28% | +5.35% | |
| Volatility (annualized) | 15.1% | 11.0% | |
| Max Drawdown | -39.9% | -23.3% | |
| Fund Family | Vanguard (US) | First Trust Portfolios (US) | |
| Category | Equity | Alternative | |
| Inception | Jan 26, 2011 | Dec 18, 2020 |
VXUS vs YDEC Performance
Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US) and FT Vest International Equity Moderate Buffer ETF - December (YDEC) is a ETF from First Trust Portfolios (US). Over the past year VXUS returned +27.82% while YDEC returned +11.65%. Year to date, VXUS is up 14.57% versus a gain of 7.28% for YDEC.
Over three years, VXUS compounded at +19.27% per year against +8.72% for YDEC; over five years the annualized figures are +9.28% and +5.35% respectively. Across the full 6-year window we track, YDEC has the edge at +6.28% annualized vs +4.86%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.0% for YDEC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.9% for VXUS and -23.3% for YDEC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VXUS charges 0.05% per year while YDEC charges 0.90%. On a $10,000 position that is $5 vs $90 annually, a gap of $85 per year that compounds over a long holding period. On income, VXUS currently yields 2.60% against 0.00% for YDEC.
Holdings Overlap
VXUS and YDEC share 0 holdings out of 7862 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VXUS or YDEC?
VXUS has an expense ratio of 0.05% while YDEC charges 0.90%. VXUS is the cheaper option. On a $10,000 investment, that is $85 per year of difference.
Which performed better, VXUS or YDEC?
Over the past year VXUS returned +27.82% vs +11.65% for YDEC, so VXUS leads on 1-year performance. Over the longest common window we track (6 years), VXUS annualized +4.86% vs +6.28% for YDEC. Past performance does not guarantee future results.
Which is riskier, VXUS or YDEC?
VXUS has been the more volatile fund at 15.1% annualized versus 11.0% for YDEC. Worst drawdown: VXUS -39.9% vs YDEC -23.3%.
Should I hold both VXUS and YDEC?
VXUS and YDEC have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between VXUS and YDEC?
VXUS and YDEC share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7862 unique securities.
Which pays a higher dividend, VXUS or YDEC?
VXUS yields 2.60% while YDEC yields 0.00%, so VXUS currently pays the higher dividend yield.
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