VXUS vs ZTOP
Vanguard Total International Stock ETF vs F/m High Yield 100 ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | VXUS | ZTOP | Winner |
|---|---|---|---|
| Expense Ratio | 0.05% | 0.39% | |
| AUM | $156.5B | $16M | |
| Dividend Yield | 2.60% | 6.27% | |
| Holdings | 8,747 | 101 | |
| YTD Return | +14.19% | +2.19% | |
| 1Y Return | +27.38% | +5.05% | |
| 3Y Return (annualized) | +19.53% | - | |
| 5Y Return (annualized) | +9.03% | - | |
| Volatility (annualized) | 15.1% | 2.8% | |
| Max Drawdown | -39.9% | -2.5% | |
| Fund Family | Vanguard (US) | F-m investments | |
| Category | Equity | Fixed Income | |
| Inception | Jan 26, 2011 | Apr 14, 2025 |
VXUS vs ZTOP Performance
Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US) and F/m High Yield 100 ETF (ZTOP) is a ETF from F-m investments. Over the past year VXUS returned +27.38% while ZTOP returned +5.05%. Year to date, VXUS is up 14.19% versus a gain of 2.19% for ZTOP.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.8% for ZTOP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.9% for VXUS and -2.5% for ZTOP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VXUS charges 0.05% per year while ZTOP charges 0.39%. On a $10,000 position that is $5 vs $39 annually, a gap of $34 per year that compounds over a long holding period. On income, VXUS currently yields 2.60% against 6.27% for ZTOP.
Holdings Overlap
VXUS and ZTOP share 0 holdings out of 7938 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VXUS or ZTOP?
VXUS has an expense ratio of 0.05% while ZTOP charges 0.39%. VXUS is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
Which performed better, VXUS or ZTOP?
Over the past year VXUS returned +27.38% vs +5.05% for ZTOP, so VXUS leads on 1-year performance. Over the longest common window we track (1 years), VXUS annualized +4.83% vs +8.29% for ZTOP. Past performance does not guarantee future results.
Which is riskier, VXUS or ZTOP?
VXUS has been the more volatile fund at 15.1% annualized versus 2.8% for ZTOP. Worst drawdown: VXUS -39.9% vs ZTOP -2.5%.
Should I hold both VXUS and ZTOP?
VXUS and ZTOP have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VXUS and ZTOP?
VXUS and ZTOP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7938 unique securities.
Which pays a higher dividend, VXUS or ZTOP?
VXUS yields 2.60% while ZTOP yields 6.27%, so ZTOP currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.