VYM vs WCLD
Vanguard High Dividend Yield ETF vs WisdomTree Cloud Computing Fund
Which is better, VYM or WCLD?
Large Cap Value against Mid Cap Growth.
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. WCLD is less concentrated, with 23.1% of the fund in its ten largest positions against 25.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | WCLD |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.45% |
| AUM | $81.6B | $366M |
| Dividend Yield | 2.24% | 0.00% |
| Holdings | 613 | 66 |
| YTD Return | +14.82% | +20.30%Best |
| 1Y Return | +20.84%Best | +16.54% |
| 3Y Return (annualized) | +18.64%Best | +8.04% |
| 5Y Return (annualized) | +12.28%Best | -8.29% |
| Volatility (annualized) | 15.3%Best | 31.3% |
| Max Drawdown | -35.7%Best | -64.9% |
| $10,000 over 5 years | $17,845Best | $6,488 |
| Top 10 Weight | 25.9% | 23.1%Best |
| Fund Family | Vanguard (US) | WisdomTree Investments |
| Category | Equity | Equity |
| Style | Large Cap Value | Mid Cap Growth |
| Inception | Nov 10, 2006 | Sep 6, 2019 |
Volatility and max drawdown are measured over the window both funds cover: Sep 6, 2019 to Sep 4, 2026 (7 years).
VYM vs WCLD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7 years both funds cover.
VYM vs WCLD Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and WisdomTree Cloud Computing Fund (WCLD) is an ETF from WisdomTree Investments. Over the past year VYM returned +20.84% while WCLD returned +16.54%. Year to date, VYM is up 14.82% versus a gain of 20.30% for WCLD.
Over three years, VYM compounded at +18.64% per year against +8.04% for WCLD; over five years the annualized figures are +12.28% and -8.29% respectively. Across the full 7-year window we track, VYM has the edge at +11.87% annualized vs +7.03%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WCLD has been the more volatile fund, with annualized monthly volatility of 31.3% compared with 15.3% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.7% for VYM and -64.9% for WCLD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VYM charges 0.04% per year while WCLD charges 0.45%. On a $10,000 position that is $4 vs $45 annually, a gap of $41 per year that compounds over a long holding period. On income, VYM currently yields 2.24% against 0.00% for WCLD.
Holdings Overlap
We hold position weights for 603 holdings in VYM and 65 in WCLD, totalling 99.5% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 603 positions we hold weights for in VYM and 65 in WCLD, against full books of 613 and 66.
What only one of them owns
Our book lists 60 positions for WCLD that do not appear in our book for VYM (93.8% of the fund), and 570 for VYM that do not appear in WCLD (97.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of VYM and WCLD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or WCLD?
VYM has an expense ratio of 0.04% while WCLD charges 0.45%. VYM is the cheaper option, by $41 a year on a $10,000 investment.
Which performed better, VYM or WCLD?
Over the past year VYM returned +20.84% vs +16.54% for WCLD, so VYM leads on 1-year performance. Over the longest common window we track (7 years), VYM annualized +11.87% vs +7.03% for WCLD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VYM or WCLD?
WCLD has been the more volatile fund at 31.3% annualized versus 15.3% for VYM. Worst drawdown: VYM -35.7% vs WCLD -64.9%.
Should I hold both VYM and WCLD?
VYM and WCLD have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VYM or WCLD?
VYM yields 2.24% while WCLD yields 0.00%, so VYM currently pays the higher dividend yield.
Is WCLD better than VYM?
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. WCLD is less concentrated, with 23.1% of the fund in its ten largest positions against 25.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.