VTI vs WCLD
Vanguard Total Stock Market ETF vs WisdomTree Cloud Computing Fund
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VTI | WCLD | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.45% | |
| AUM | $663.5B | $263M | |
| Dividend Yield | 1.07% | 0.00% | |
| Holdings | 3,543 | 66 | |
| YTD Return | +14.22% | +17.08% | |
| 1Y Return | +22.19% | +20.31% | |
| 3Y Return (annualized) | +21.27% | +8.16% | |
| 5Y Return (annualized) | +12.23% | -7.42% | |
| Volatility (annualized) | 15.3% | 30.6% | |
| Max Drawdown | -56.6% | -64.9% | |
| Fund Family | Vanguard (US) | WisdomTree Investments | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Sep 6, 2019 |
VTI vs WCLD Performance
Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and WisdomTree Cloud Computing Fund (WCLD) is a ETF from WisdomTree Investments. Over the past year VTI returned +22.19% while WCLD returned +20.31%. Year to date, VTI is up 14.22% versus a gain of 17.08% for WCLD.
Over three years, VTI compounded at +21.27% per year against +8.16% for WCLD; over five years the annualized figures are +12.23% and -7.42% respectively. Across the full 7-year window we track, VTI has the edge at +8.14% annualized vs +6.68%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WCLD has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -64.9% for WCLD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VTI charges 0.03% per year while WCLD charges 0.45%. On a $10,000 position that is $3 vs $45 annually, a gap of $42 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.00% for WCLD.
Holdings Overlap
VTI and WCLD share 52 holdings out of 2796 unique holdings combined, representing a 2.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or WCLD?
VTI has an expense ratio of 0.03% while WCLD charges 0.45%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, VTI or WCLD?
Over the past year VTI returned +22.19% vs +20.31% for WCLD, so VTI leads on 1-year performance. Over the longest common window we track (7 years), VTI annualized +8.14% vs +6.68% for WCLD. Past performance does not guarantee future results.
Which is riskier, VTI or WCLD?
WCLD has been the more volatile fund at 30.6% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs WCLD -64.9%.
Should I hold both VTI and WCLD?
VTI and WCLD have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and WCLD?
VTI and WCLD share 52 common holdings with a 2.1% weight overlap. Combined, they hold 2796 unique securities.
Which pays a higher dividend, VTI or WCLD?
VTI yields 1.07% while WCLD yields 0.00%, so VTI currently pays the higher dividend yield.
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