VTI vs WCLD
Vanguard Morningstar Total Stock Market ETF vs WisdomTree Cloud Computing Fund
Which is better, VTI or WCLD?
Large Cap Blend against Mid Cap Growth.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. WCLD is less concentrated, with 17.3% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | WCLD |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.45% |
| AUM | $666.9B | $356M |
| Dividend Yield | 1.03% | 0.00% |
| Holdings | 3,543 | 66 |
| YTD Return | +14.05% | +21.64%Best |
| 1Y Return | +16.93%Best | +11.64% |
| 3Y Return (annualized) | +22.65%Best | +12.04% |
| 5Y Return (annualized) | +12.46%Best | -7.52% |
| Volatility (annualized) | 17.1%Best | 31.3% |
| Max Drawdown | -35.0%Best | -64.9% |
| $10,000 over 5 years | $17,988Best | $6,765 |
| Top 10 Weight | 33.3% | 17.3%Best |
| Fund Family | Vanguard (US) | WisdomTree Investments |
| Category | Equity | Equity |
| Style | Large Cap Blend | Mid Cap Growth |
| Inception | May 24, 2001 | Sep 6, 2019 |
Volatility and max drawdown are measured over the window both funds cover: Sep 6, 2019 to Sep 22, 2026 (7 years).
VTI vs WCLD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7 years both funds cover.
VTI vs WCLD Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and WisdomTree Cloud Computing Fund (WCLD) is an ETF from WisdomTree Investments. Over the past year VTI returned +16.93% while WCLD returned +11.64%. Year to date, VTI is up 14.05% versus a gain of 21.64% for WCLD.
Over three years, VTI compounded at +22.65% per year against +12.04% for WCLD; over five years the annualized figures are +12.46% and -7.52% respectively. Across the full 7-year window we track, VTI has the edge at +15.22% annualized vs +7.15%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WCLD has been the more volatile fund, with annualized monthly volatility of 31.3% compared with 17.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.0% for VTI and -64.9% for WCLD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VTI charges 0.03% per year while WCLD charges 0.45%. On a $10,000 position that is $3 vs $45 annually, a gap of $42 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 0.00% for WCLD.
Holdings Overlap
2.4% of VTI's money is in holdings WCLD also owns. 92.1% of WCLD's money is in holdings VTI also owns.
Most of WCLD is already inside VTI. Owning both mostly buys the same companies twice.
60 positions in common, counted across the 3,463 positions we hold weights for in VTI and 65 in WCLD, against full books of 3,543 and 66.
What only one of them owns
Our book lists 1 positions for WCLD that do not appear in our book for VTI (0.0% of the fund), and 1,110 for VTI that do not appear in WCLD (95.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in WCLD | Difference |
|---|---|---|---|
| CRMSalesforce Inc Crm Us Equity | 0.20% | 1.87% | 1.67% |
| CRWDCrowdstrike Holdings Inc | 0.26% | 1.62% | 1.36% |
| OKTAOkta Inc. | 0.03% | 1.85% | 1.82% |
| GTLBGitlab Inc Cl A | 0.01% | 1.82% | 1.81% |
| PLTRPalantir Technologies Inc | 0.37% | 1.44% | 1.07% |
| PANWPalo Alto Networks, Inc | 0.38% | 1.41% | 1.03% |
| NOWServicenow, Inc | 0.16% | 1.63% | 1.47% |
| VEEVVeeva Systems Inc | 0.04% | 1.73% | 1.69% |
| ADBEAdobe Systems | 0.14% | 1.56% | 1.42% |
| NCNONcino Inc | 0.00% | 1.70% | 1.70% |
92.1% of WCLD is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or WCLD?
VTI has an expense ratio of 0.03% while WCLD charges 0.45%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, VTI or WCLD?
Over the past year VTI returned +16.93% vs +11.64% for WCLD, so VTI leads on 1-year performance. Over the longest common window we track (7 years), VTI annualized +15.22% vs +7.15% for WCLD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or WCLD?
WCLD has been the more volatile fund at 31.3% annualized versus 17.1% for VTI. Worst drawdown: VTI -35.0% vs WCLD -64.9%.
Should I hold both VTI and WCLD?
VTI and WCLD have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VTI and WCLD?
92.1% of WCLD's money is in holdings VTI also owns. 92.1% of WCLD's is in holdings VTI also owns. They hold 60 positions in common, counted across the 3,463 positions we hold weights for in VTI and 65 in WCLD.
Which pays a higher dividend, VTI or WCLD?
VTI yields 1.03% while WCLD yields 0.00%, so VTI currently pays the higher dividend yield.
Is WCLD better than VTI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. WCLD is less concentrated, with 17.3% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.