VYM vs XDIV
VYM vs XDIV
Vanguard High Dividend Yield ETF vs Roundhill S&P 500 No Dividend Target ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | VYM | XDIV | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.08% | |
| AUM | $79.0B | $66M | |
| Dividend Yield | 2.86% | 0.00% | |
| Holdings | 568 | 2 | |
| YTD Return | +15.80% | +13.80% | |
| 1Y Return | +26.12% | +23.82% | |
| 3Y Return (annualized) | +18.25% | - | |
| 5Y Return (annualized) | +12.51% | - | |
| Volatility (annualized) | 14.6% | 12.4% | |
| Max Drawdown | -58.8% | -9.2% | |
| Fund Family | Vanguard (US) | Roundhill Investments | |
| Category | Equity | Equity | |
| Inception | Nov 10, 2006 | Jul 10, 2025 |
VYM vs XDIV Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Roundhill S&P 500 No Dividend Target ETF (XDIV) is a ETF from Roundhill Investments. Over the past year VYM returned +26.12% while XDIV returned +23.82%. Year to date, VYM is up 15.80% versus a gain of 13.80% for XDIV.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 12.4% for XDIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for VYM and -9.2% for XDIV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VYM charges 0.04% per year while XDIV charges 0.08%. On a $10,000 position that is $4 vs $8 annually, a gap of $4 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 0.00% for XDIV.
Holdings Overlap
VYM and XDIV share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VYM or XDIV?
VYM has an expense ratio of 0.04% while XDIV charges 0.08%. VYM is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, VYM or XDIV?
Over the past year VYM returned +26.12% vs +23.82% for XDIV, so VYM leads on 1-year performance. Over the longest common window we track (1 years), VYM annualized +7.07% vs +22.92% for XDIV. Past performance does not guarantee future results.
Which is riskier, VYM or XDIV?
VYM has been the more volatile fund at 14.6% annualized versus 12.4% for XDIV. Worst drawdown: VYM -58.8% vs XDIV -9.2%.
Should I hold both VYM and XDIV?
VYM and XDIV have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VYM and XDIV?
VYM and XDIV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.
Which pays a higher dividend, VYM or XDIV?
VYM yields 2.86% while XDIV yields 0.00%, so VYM currently pays the higher dividend yield.
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