VOO vs XDIV

Quick Verdict

VOO has a lower expense ratio. XDIV delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: XDIVMore Diversified: VOO

Side-by-Side Comparison

MetricVOOXDIVWinner
Expense Ratio0.03%0.08%
AUM$979.0B$66M
Dividend Yield1.09%0.00%
Holdings5092
YTD Return+13.80%+13.80%
1Y Return+23.71%+23.82%
3Y Return (annualized)+21.50%-
5Y Return (annualized)+13.44%-
Volatility (annualized)14.1%12.4%
Max Drawdown-34.3%-9.2%
Fund FamilyVanguard (US)Roundhill Investments
CategoryEquityEquity
InceptionSep 7, 2010Jul 10, 2025

VOO vs XDIV Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Roundhill S&P 500 No Dividend Target ETF (XDIV) is a ETF from Roundhill Investments. Over the past year VOO returned +23.71% while XDIV returned +23.82%. Year to date, VOO is up 13.80% versus a gain of 13.80% for XDIV.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 12.4% for XDIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -9.2% for XDIV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VOO charges 0.03% per year while XDIV charges 0.08%. On a $10,000 position that is $3 vs $8 annually, a gap of $5 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 0.00% for XDIV.

Holdings Overlap

0.0%overlap

VOO and XDIV share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or XDIV?

VOO has an expense ratio of 0.03% while XDIV charges 0.08%. VOO is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

Which performed better, VOO or XDIV?

Over the past year VOO returned +23.71% vs +23.82% for XDIV, so XDIV leads on 1-year performance. Over the longest common window we track (1 years), VOO annualized +13.58% vs +22.92% for XDIV. Past performance does not guarantee future results.

Which is riskier, VOO or XDIV?

VOO has been the more volatile fund at 14.1% annualized versus 12.4% for XDIV. Worst drawdown: VOO -34.3% vs XDIV -9.2%.

Should I hold both VOO and XDIV?

VOO and XDIV have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between VOO and XDIV?

VOO and XDIV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, VOO or XDIV?

VOO yields 1.09% while XDIV yields 0.00%, so VOO currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →