VYM vs XNAV
Vanguard High Dividend Yield ETF vs FundX Aggressive ETF
Which is better, VYM or XNAV?
Large Cap Value against Large Cap Blend.
VYM has a lower expense ratio. XNAV led over 1Y, 3Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 61.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | XNAV |
|---|---|---|
| Expense Ratio | 0.04%Best | 1.27% |
| AUM | $81.6B | $30M |
| Dividend Yield | 2.22% | 0.53% |
| Holdings | 613 | 22 |
| YTD Return | +11.47% | +13.71%Best |
| 1Y Return | +15.94% | +20.03%Best |
| 3Y Return (annualized) | +18.03% | +22.55%Best |
| 5Y Return (annualized) | +12.35% | - |
| Volatility (annualized) | 11.6%Best | 16.5% |
| Max Drawdown | -14.5%Best | -24.3% |
| $10,000 over 3.9 years | $17,834 | $20,315Best |
| Top 10 Weight | 26.1%Best | 61.8% |
| Fund Family | Vanguard (US) | FundX Funds |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Nov 10, 2006 | Oct 14, 2022 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 17, 2022 to Sep 21, 2026 (3.9 years).
VYM vs XNAV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
VYM vs XNAV Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and FundX Aggressive ETF (XNAV) is an ETF from FundX Funds. Over the past year VYM returned +15.94% while XNAV returned +20.03%. Year to date, VYM is up 11.47% versus a gain of 13.71% for XNAV.
Over three years, VYM compounded at +18.03% per year against +22.55% for XNAV. Across the full 4-year window we track, XNAV has the edge at +19.93% annualized vs +15.99%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XNAV has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 11.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.5% for VYM and -24.3% for XNAV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VYM charges 0.04% per year while XNAV charges 1.27%. On a $10,000 position that is $4 vs $127 annually, a gap of $123 per year that compounds over a long holding period. On income, VYM currently yields 2.22% against 0.53% for XNAV.
Holdings Overlap
We hold position weights for 557 holdings in VYM and 21 in XNAV, totalling 99.2% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 557 positions we hold weights for in VYM and 21 in XNAV, against full books of 613 and 22.
What only one of them owns
Measured across the 557 and 21 positions we hold weights for.
VYM holds 528 positions XNAV does not, 97.1% of the fund.
Largest: AVGO 7.35%, JPM 3.82%, XOM 2.63%, JNJ 2.51%, CSCO 1.86%
You are not choosing between two funds in isolation.
Whichever of VYM and XNAV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or XNAV?
VYM has an expense ratio of 0.04% while XNAV charges 1.27%. VYM is the cheaper option, by $123 a year on a $10,000 investment.
Which performed better, VYM or XNAV?
Over the past year VYM returned +15.94% vs +20.03% for XNAV, so XNAV leads on 1-year performance. Over the longest common window we track (4 years), VYM annualized +15.99% vs +19.93% for XNAV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VYM or XNAV?
XNAV has been the more volatile fund at 16.5% annualized versus 11.6% for VYM. Worst drawdown: VYM -14.5% vs XNAV -24.3%.
Should I hold both VYM and XNAV?
VYM and XNAV have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VYM or XNAV?
VYM yields 2.22% while XNAV yields 0.53%, so VYM currently pays the higher dividend yield.
Is XNAV better than VYM?
VYM has a lower expense ratio. XNAV led over 1Y, 3Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 61.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.