VYM vs XRP
Vanguard High Dividend Yield ETF vs Bitwise XRP ETF
Quick Verdict
VYM has a lower expense ratio. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | VYM | XRP | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.34% | |
| AUM | $81.6B | $299M | |
| Dividend Yield | 2.24% | 0.00% | |
| Holdings | 616 | 1 | |
| YTD Return | +15.34% | -30.90% | |
| 1Y Return | +23.24% | - | |
| 3Y Return (annualized) | +19.22% | - | |
| 5Y Return (annualized) | +12.21% | - | |
| Volatility (annualized) | 14.6% | - | |
| Max Drawdown | -58.8% | -57.0% | |
| Fund Family | Vanguard (US) | Bitwise | |
| Category | Equity | Alternative | |
| Inception | Nov 10, 2006 | Nov 19, 2025 |
VYM vs XRP Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Bitwise XRP ETF (XRP) is a ETF from Bitwise. Year to date, VYM is up 15.34% versus a loss of 30.90% for XRP.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -58.8% for VYM and -57.0% for XRP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VYM charges 0.04% per year while XRP charges 0.34%. On a $10,000 position that is $4 vs $34 annually, a gap of $30 per year that compounds over a long holding period. On income, VYM currently yields 2.24% against 0.00% for XRP.
Frequently Asked Questions
Which is cheaper, VYM or XRP?
VYM has an expense ratio of 0.04% while XRP charges 0.34%. VYM is the cheaper option. On a $10,000 investment, that is $30 per year of difference.
Which pays a higher dividend, VYM or XRP?
VYM yields 2.24% while XRP yields 0.00%, so VYM currently pays the higher dividend yield.
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