VYM vs XUSP
Vanguard High Dividend Yield ETF vs Innovator Uncapped Accelerated US Equity ETF
Which is better, VYM or XUSP?
Large Cap Value against Option Writing.
VYM has a lower expense ratio. XUSP led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | XUSP |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.79% |
| AUM | $81.6B | $52M |
| Dividend Yield | 2.22% | 0.00% |
| Holdings | 613 | 28 |
| YTD Return | +11.35% | +12.55%Best |
| 1Y Return | +15.34% | +16.39%Best |
| 3Y Return (annualized) | +17.22% | +23.81%Best |
| 5Y Return (annualized) | +12.30% | - |
| Volatility (annualized) | 13.5%Best | 17.8% |
| Max Drawdown | -14.5%Best | -22.6% |
| $10,000 over 4.1 years | $16,541 | $19,931Best |
| Fund Family | Vanguard (US) | Innovator ETFs Trust |
| Category | Equity | Alternative |
| Style | Large Cap Value | Option Writing |
| Inception | Nov 10, 2006 | Aug 10, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Aug 11, 2022 to Sep 18, 2026 (4.1 years).
VYM vs XUSP growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.1 years both funds cover.
VYM vs XUSP Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and Innovator Uncapped Accelerated US Equity ETF (XUSP) is an ETF from Innovator ETFs Trust. Over the past year VYM returned +15.34% while XUSP returned +16.39%. Year to date, VYM is up 11.35% versus a gain of 12.55% for XUSP.
Over three years, VYM compounded at +17.22% per year against +23.81% for XUSP. Across the full 4-year window we track, XUSP has the edge at +18.32% annualized vs +13.06%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XUSP has been the more volatile fund, with annualized monthly volatility of 17.8% compared with 13.5% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.5% for VYM and -22.6% for XUSP. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VYM charges 0.04% per year while XUSP charges 0.79%. On a $10,000 position that is $4 vs $79 annually, a gap of $75 per year that compounds over a long holding period. On income, VYM currently yields 2.22% against 0.00% for XUSP.
You are not choosing between two funds in isolation.
Whichever of VYM and XUSP you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or XUSP?
VYM has an expense ratio of 0.04% while XUSP charges 0.79%. VYM is the cheaper option, by $75 a year on a $10,000 investment.
Which performed better, VYM or XUSP?
Over the past year VYM returned +15.34% vs +16.39% for XUSP, so XUSP leads on 1-year performance. Over the longest common window we track (4 years), VYM annualized +13.06% vs +18.32% for XUSP. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VYM or XUSP?
XUSP has been the more volatile fund at 17.8% annualized versus 13.5% for VYM. Worst drawdown: VYM -14.5% vs XUSP -22.6%.
Should I hold both VYM and XUSP?
VYM and XUSP have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VYM or XUSP?
VYM yields 2.22% while XUSP yields 0.00%, so VYM currently pays the higher dividend yield.
Is XUSP better than VYM?
VYM has a lower expense ratio. XUSP led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.