VOO vs XUSP
Vanguard S&P 500 ETF vs Innovator Uncapped Accelerated US Equity ETF
Which is better, VOO or XUSP?
Large Cap Blend against Option Writing.
VOO has a lower expense ratio. VOO led over 1Y, XUSP over 3Y and the full window. The two have moved almost in lockstep, correlation 0.99.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VOO | XUSP |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.79% |
| AUM | $997.4B | $52M |
| Dividend Yield | 1.04% | 0.00% |
| Holdings | 509 | 28 |
| YTD Return | +12.37% | +12.55%Best |
| 1Y Return | +16.61%Best | +16.39% |
| 3Y Return (annualized) | +21.37% | +23.81%Best |
| 5Y Return (annualized) | +13.49% | - |
| Volatility (annualized) | 14.2%Best | 17.8% |
| Max Drawdown | -18.7%Best | -22.6% |
| $10,000 over 4.1 years | $19,223 | $19,931Best |
| Fund Family | Vanguard (US) | Innovator ETFs Trust |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Option Writing |
| Inception | Sep 7, 2010 | Aug 10, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Aug 11, 2022 to Sep 18, 2026 (4.1 years).
VOO vs XUSP growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.1 years both funds cover.
VOO vs XUSP Performance
Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US) and Innovator Uncapped Accelerated US Equity ETF (XUSP) is an ETF from Innovator ETFs Trust. Over the past year VOO returned +16.61% while XUSP returned +16.39%. Year to date, VOO is up 12.37% versus a gain of 12.55% for XUSP.
Over three years, VOO compounded at +21.37% per year against +23.81% for XUSP. Across the full 4-year window we track, XUSP has the edge at +18.32% annualized vs +17.28%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XUSP has been the more volatile fund, with annualized monthly volatility of 17.8% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.7% for VOO and -22.6% for XUSP. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VOO charges 0.03% per year while XUSP charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, VOO currently yields 1.04% against 0.00% for XUSP.
You are not choosing between two funds in isolation.
Whichever of VOO and XUSP you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VOO or XUSP?
VOO has an expense ratio of 0.03% while XUSP charges 0.79%. VOO is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, VOO or XUSP?
Over the past year VOO returned +16.61% vs +16.39% for XUSP, so VOO leads on 1-year performance. Over the longest common window we track (4 years), VOO annualized +17.28% vs +18.32% for XUSP. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VOO or XUSP?
XUSP has been the more volatile fund at 17.8% annualized versus 14.2% for VOO. Worst drawdown: VOO -18.7% vs XUSP -22.6%.
Should I hold both VOO and XUSP?
VOO and XUSP have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, VOO or XUSP?
VOO yields 1.04% while XUSP yields 0.00%, so VOO currently pays the higher dividend yield.
Is XUSP better than VOO?
VOO has a lower expense ratio. VOO led over 1Y, XUSP over 3Y and the full window. The two have moved almost in lockstep, correlation 0.99. Which one suits a particular account depends on what it is for. This is information, not a recommendation.