VOO vs XUSP
Vanguard S&P 500 ETF vs Innovator Uncapped Accelerated US Equity ETF
Quick Verdict
VOO has a lower expense ratio. XUSP delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | VOO | XUSP | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.79% | |
| AUM | $979.0B | $51M | |
| Dividend Yield | 1.09% | 0.00% | |
| Holdings | 509 | 14 | |
| YTD Return | +13.44% | +14.90% | |
| 1Y Return | +22.62% | +25.81% | |
| 3Y Return (annualized) | +21.47% | +24.04% | |
| 5Y Return (annualized) | +13.27% | - | |
| Volatility (annualized) | 14.1% | 17.9% | |
| Max Drawdown | -34.3% | -22.6% | |
| Fund Family | Vanguard (US) | Innovator ETFs Trust | |
| Category | Equity | Alternative | |
| Inception | Sep 7, 2010 | Aug 10, 2022 |
VOO vs XUSP Performance
Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Innovator Uncapped Accelerated US Equity ETF (XUSP) is a ETF from Innovator ETFs Trust. Over the past year VOO returned +22.62% while XUSP returned +25.81%. Year to date, VOO is up 13.44% versus a gain of 14.90% for XUSP.
Over three years, VOO compounded at +21.47% per year against +24.04% for XUSP. Across the full 4-year window we track, XUSP has the edge at +19.45% annualized vs +13.55%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XUSP has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for VOO and -22.6% for XUSP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VOO charges 0.03% per year while XUSP charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 0.00% for XUSP.
Frequently Asked Questions
Which is cheaper, VOO or XUSP?
VOO has an expense ratio of 0.03% while XUSP charges 0.79%. VOO is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, VOO or XUSP?
Over the past year VOO returned +22.62% vs +25.81% for XUSP, so XUSP leads on 1-year performance. Over the longest common window we track (4 years), VOO annualized +13.55% vs +19.45% for XUSP. Past performance does not guarantee future results.
Which is riskier, VOO or XUSP?
XUSP has been the more volatile fund at 17.9% annualized versus 14.1% for VOO. Worst drawdown: VOO -34.3% vs XUSP -22.6%.
Should I hold both VOO and XUSP?
VOO and XUSP have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
Which pays a higher dividend, VOO or XUSP?
VOO yields 1.09% while XUSP yields 0.00%, so VOO currently pays the higher dividend yield.
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