VYM vs XV
Vanguard High Dividend Yield ETF vs Simplify Target 15 Distribution ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | VYM | XV | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.75% | |
| AUM | $79.0B | $73M | |
| Dividend Yield | 2.86% | 19.16% | |
| Holdings | 568 | 26 | |
| YTD Return | +16.16% | +6.90% | |
| 1Y Return | +26.05% | +11.56% | |
| 3Y Return (annualized) | +18.43% | - | |
| 5Y Return (annualized) | +12.21% | - | |
| Volatility (annualized) | 14.6% | 7.7% | |
| Max Drawdown | -58.8% | -5.7% | |
| Fund Family | Vanguard (US) | Simplify Exchange Traded Funds | |
| Category | Equity | Alternative | |
| Inception | Nov 10, 2006 | Apr 14, 2025 |
VYM vs XV Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Simplify Target 15 Distribution ETF (XV) is a ETF from Simplify Exchange Traded Funds. Over the past year VYM returned +26.05% while XV returned +11.56%. Year to date, VYM is up 16.16% versus a gain of 6.90% for XV.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 7.7% for XV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for VYM and -5.7% for XV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VYM charges 0.04% per year while XV charges 0.75%. On a $10,000 position that is $4 vs $75 annually, a gap of $71 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 19.16% for XV.
Holdings Overlap
VYM and XV share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VYM or XV?
VYM has an expense ratio of 0.04% while XV charges 0.75%. VYM is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, VYM or XV?
Over the past year VYM returned +26.05% vs +11.56% for XV, so VYM leads on 1-year performance. Over the longest common window we track (1 years), VYM annualized +7.09% vs +17.67% for XV. Past performance does not guarantee future results.
Which is riskier, VYM or XV?
VYM has been the more volatile fund at 14.6% annualized versus 7.7% for XV. Worst drawdown: VYM -58.8% vs XV -5.7%.
Should I hold both VYM and XV?
VYM and XV have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VYM and XV?
VYM and XV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.
Which pays a higher dividend, VYM or XV?
VYM yields 2.86% while XV yields 19.16%, so XV currently pays the higher dividend yield.
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